2655 Cunningham Ave, San Jose, CA 95148 Property Records

Santa Clara County property record for 2655 Cunningham Ave, San Jose, CA 95148

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,287 sqft · built 1972
Lot Size0.135 acres (5,900 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Dec 2013)
Tax Bill$9,667 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN491-30-038

Property Details

APN / Parcel Number

Primary APN491-30-038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,287 sqft Living Area
1st Floor Area1,287 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,900 sqft (0.135 acres)
Lot Dimensions100 ft deep x 59 ft wide
View / LotCreek
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2655 CUNNINGHAM AVE
CitySAN JOSE
StateCA
Zip95148-1103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTRACT 4818 BOOK 275 PAGE 20 PAGE 21 LOT 38
Legal SubdivisionTRACT NO 4818
Legal Tract4818
Legal Lot Number38
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1007
Census Tract503511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2655 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Jan 4, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Oct 25, 2019Grant Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
May 23, 2019Grant Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2013 · Amount on Record
Deed SaleDec 16, 2013 · Amount on Record
Prior SaleJul 20, 1995 · Amount on Record
Deed Document Number201322472919
Last Transfer DateDec 23, 2020
Transfer Doc0024772532
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2655 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySYNRGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024502393
DateJun 11, 2020
Instrument24502393
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressDALLAS, TX 75204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJan 4, 2021
Property Address2655 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103
Document Number0024772532
Map ReferenceMB 275 PG 19-21
Instrument DateDec 23, 2020
Instrument24772532
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyORANGE COAST TTL CO OF NOCAL

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2655 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103

Mortgage

Document Number0024772533
DateJan 4, 2021
Instrument24772533
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateOct 25, 2019
Property Address2655 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103
Document Number0024313763
Map ReferenceMB 275 PG 19-21
Instrument DateOct 17, 2019
Instrument24313763
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyORANGE COAST TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2655 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103

Mortgage

Document Number0024313764
DateOct 25, 2019
Instrument24313764
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMay 23, 2019
Property Address2655 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103
Document Number0024186375
Map ReferenceMB 275 PG 19-21
Instrument DateMay 17, 2019
Instrument24186375
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyORANGE COAST TTL CO OF NORTH

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2655 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103

Mortgage

Document Number0024186376
DateMay 23, 2019
Instrument24186376
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictAlum Rock Union Elementary School District (KG - 08)
Secondary School DistrictEast Side Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$625,176 (+2%) Land $406,366 Building $218,810
2025$9,667.00 (+4.28%)$612,919 (+4.04%) Land $398,399 Building $214,520
2023$9,270.00 (+1.94%)$589,121 Land $382,930 Building $206,191
2022$9,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims9 (1981–2022)
Most Recent ClaimMar 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Sail Internet
Fixed Wireless
500 / 100
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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