2645 Cunningham Ave, San Jose, CA 95148 Property Records

Santa Clara County property record for 2645 Cunningham Ave, San Jose, CA 95148

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,353 sqft · built 1972
Lot Size0.135 acres (5,900 sqft)
OwnerTrust Name on File
Last Sale$135,000 (Aug 1994)
Tax Bill$2,824 (2025)
Flood ZoneZone X (reduced by levee)
APN491-30-043

Property Details

APN / Parcel Number

Primary APN491-30-043

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,353 sqft Living Area
1st Floor Area1,353 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Exterior MaterialBlock
Construction TypeWood
Lot Area5,900 sqft (0.135 acres)
Lot Dimensions100 ft deep x 59 ft wide
View / LotCreek
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2645 CUNNINGHAM AVE
CitySAN JOSE
StateCA
Zip95148-1103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTRACT 4818 BOOK 275 PAGE 20 PAGE 21 LOT 43
Legal Tract4818
Legal Lot Number43
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1007
Census Tract503511

Owner

2645 Cunningham Ave is owner-occupied and held in a trust since October 2002.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordTrust Name on File
Mailing Address2645 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 1994 · Amount on File
Deed SaleAug 15, 1994 · Amount on File
Deed Document Number199412615794
Deed Book / Page559 / 609
Last Transfer DateOct 1, 2002
Transfer Doc0016618431
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Cunningham Ave was $2,824 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictAlum Rock Union Elementary School District (KG - 08)
Secondary School DistrictEast Side Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$104,801 (+2%) Land $29,190 Building $75,611
2025$2,824.00 Homeowner's exemption$102,747 Land $28,618 Building $74,129
2023$2,853.00 (+1.89%) Homeowner's exemption$98,758 Land $27,507 Building $71,251
2022$2,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2645 Cunningham Ave in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims9 (1981–2022)
Most Recent ClaimMar 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Cunningham Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Sail Internet
Fixed Wireless
500 / 100
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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