2647 Cunningham Ave, San Jose, CA 95148 Property Records

Santa Clara County property record for 2647 Cunningham Ave, San Jose, CA 95148

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,287 sqft · built 1972
Lot Size0.135 acres (5,900 sqft)
OwnerIndividual Name on Record
Last Sale$1,050,000 (Mar 2025)
Tax Bill$6,348 (2025)
Deeds & MortgagesOct 2020 Mortgage
Aug 2019 Transfer
Flood ZoneZone X (reduced by levee)
APN491-30-042

Property Details

APN / Parcel Number

Primary APN491-30-042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,287 sqft Living Area
1st Floor Area1,287 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,900 sqft (0.135 acres)
Lot Dimensions100 ft deep x 59 ft wide
View / LotCreek
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address2647 CUNNINGHAM AVE
CitySAN JOSE
StateCA
Zip95148-1103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTRACT 4818 BOOK 275 PAGE 20 PAGE 21 LOT 42
Legal SubdivisionTRACT NO 4818
Legal Tract4818
Legal Lot Number42
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1007
Census Tract503511

Owner

Source: Santa Clara County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2647 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 28, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2025 · Amount on Record
Deed SaleMar 13, 2025 · Amount on Record
Deed Document Number202525777000
Prior Transfer DateAug 26, 2019
Prior Transfer Doc0024266223
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2647 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2647 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103

Mortgage

Document Number0024656205
DateOct 15, 2020
Instrument24656205
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateAug 28, 2019
Property Address2647 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103
Document Number0024266223
Instrument DateAug 26, 2019
Instrument24266223
Transaction TypeTransfer
Record UpdatedSep 5, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2647 CUNNINGHAM AVE SAN JOSE CA 951481103, SAN JOSE, CA 95148-1103

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictAlum Rock Union Elementary School District (KG - 08)
Secondary School DistrictEast Side Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,348.00 (+14.46%)$327,115 (+4.04%) Land $150,292 Building $176,823
2024$5,546.00 (+2.44%)
2023$5,414.00 (-2.06%) Homeowner's exemption$314,414 Land $144,457 Building $169,957
2022$5,528.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims9 (1981–2022)
Most Recent ClaimMar 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Sail Internet
Fixed Wireless
500 / 100
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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