Santa Clara County property record for 2651 Cunningham Ave, San Jose, CA 95148
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1972 |
| Lot Size | 0.135 acres (5,900 sqft) |
| Owner | Trust Name on File |
| Last Sale | $355,000 (Jun 2009) |
| Tax Bill | $7,586 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 491-30-040 |
| Primary APN | 491-30-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,900 sqft (0.135 acres) |
| Lot Dimensions | 100 ft deep x 59 ft wide |
| View / Lot | Creek |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2651 CUNNINGHAM AVE |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95148-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-8 |
| Legal Description | TRACT 4818 BOOK 275 PAGE 20 PAGE 21 LOT 40 |
| Legal Subdivision | TRACT NO 4818 |
| Legal Tract | 4818 |
| Legal Lot Number | 40 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 503511 |
2651 Cunningham Ave is owner-occupied and held in a trust since April 2021.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2651 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 11, 2021 | Intrafamily Transfer, Transfer |
| Aug 5, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2009 · Amount on File |
| Deed Sale | Jun 26, 2009 · Amount on File |
| Prior Sale | May 4, 2009 · Amount on File |
| Deed Document Number | 200920316907 |
| Last Transfer Date | Apr 27, 2021 |
| Transfer Doc | 0024956794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 2651 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2651 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103 |
| Document Number | 0024928210 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 24928210 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 11, 2021 |
| Property Address | 2651 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103 |
| Document Number | 0024956794 |
| Map Reference | MB 275 PG 19-21 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 24956794 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2651 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 2651 CUNNINGHAM AVE, SAN JOSE, CA 95148-1103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024246545 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 24246545 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
The 2025 property tax bill for 2651 Cunningham Ave was $7,586 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Elementary School District | Alum Rock Union Elementary School District (KG - 08) |
| Secondary School District | East Side Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $466,278 (+2%) Land $262,693 Building $203,585 | |
| 2025 | $7,586.00 Homeowner's exemption | $457,137 Land $257,543 Building $199,594 |
| 2023 | $7,248.00 (+1.96%) Homeowner's exemption | $439,389 Land $247,544 Building $191,845 |
| 2022 | $7,109.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2651 Cunningham Ave in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 9 (1981–2022) |
| Most Recent Claim | Mar 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2651 Cunningham Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Sail Internet Fixed Wireless | 500 / 100 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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