2588 13th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2588 13th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.447 acres (19,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Oct 2023)
Tax Bill	$2,986 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`85-420-0308`

Property Details

APN / Parcel Number

Primary APN	`85-420-0308`
Alternative APNs	`85-00420-0308` `43094`

Exterior

Lot Area	19,501 sqft (0.447 acres)

Location & Zoning

Account Number	43094
Street Address	2588 13TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK 3
Legal Range	31W
Legal Township	35N
Legal Section	12
Legal Subdivision	WAYSIDE
Legal Block	3
Legal Lot Number	4
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1007
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2588 13TH AVE SE, SAINT CLOUD, MN 56304-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Warranty Deed, Transfer · Conventional Mortgage ARCADIAN BANK
Dec 29, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Deed Document Number	2023963000
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 24, 2023
Property Address	2588 13TH AVE SE, SAINT CLOUD, MN 56304-9533
Document Number	0000963000
Instrument Date	Oct 20, 2023
Instrument	963000
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$877.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2588 13TH AVE SE, SAINT CLOUD, MN 56304-9533

Mortgage

Document Number	0000963001
Date	Oct 24, 2023
Instrument	963001

Lender

Name	ARCADIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SHERBURNE MN
Recording Date	Dec 29, 2022
Property Address	2588 13TH AVE SE, SAINT CLOUD, MN 56304-9533
Document Number	0000952430
Instrument Date	Dec 29, 2022
Instrument	952430
Transaction Type	Transfer
Record Updated	Jan 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,600 (+4.83%) Land $70,000 Building $168,600	$238,600 (+4.83%) Land $70,000 Building $168,600
2025	$2,986.00 (+18.21%)	$227,600 (-) Land $70,000 Building $157,600	$227,600 (-) Land $70,000 Building $157,600
2023	$2,526.00	$227,600 Land $40,000 Building $187,600
2021			$227,600 Land $40,000 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, T-Mobile.

Nearby Properties on 13th Ave SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures