2639 River Bluff Dr, Spring Valley, OH 45370 Property Records

Greene County property record for 2639 River Bluff Dr, Spring Valley, OH 45370

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,488 sqft · built 2004
Lot Size	2.93 acres (127,761 sqft)
Owner	Trust Name on Record
Last Sale	$699,400 (Sep 2005)
Tax Bill	$14,096 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`L32-0002-0024.0-0134.00`

Property Details

APN / Parcel Number

Primary APN	`L32-0002-0024.0-0134.00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,488 sqft Living Area
1st Floor Area	2,543 sqft
Basement Area	2,543 sqft
Unfinished Basement	2,543 sqft
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Lot Area	127,761 sqft (2.93 acres)
Garage Type	Attached
Garage Area	816 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2639 RIVER BLUFF DR
City	SPRING VALLEY
State	OH
Zip	45370-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RIDGE II LOT 88 SEC FOUR 2.933AC 2639 RIVER BLUFF DR
Legal Subdivision	RIVER RIDGE II
Legal Lot Number	88
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	2
Census Block	2011
Census Tract	220102

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2639 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
May 4, 2022	Intrafamily Transfer, Transfer
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit KH NETWORK CU
Apr 4, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2005 · Amount on Record
Deed Sale	Sep 9, 2005 · Amount on Record
Prior Sale	Apr 30, 2002 · Amount on Record
Deed Document Number	200523528
Deed Book / Page	2472 / 221
Last Transfer Date	Apr 11, 2022
Transfer Doc	0000008852
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2639 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8721
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8721

Mortgage

Document Number	0000006628
Date	Apr 5, 2022
Instrument	2022006628

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE OH
Recording Date	May 4, 2022
Property Address	2639 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8721
Document Number	0000008852
Map Reference	CAB 30 PG 114A&114B
Instrument Date	Apr 11, 2022
Instrument	2022008852
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8721

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2639 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8721
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000903
Date	Jan 14, 2022
Instrument	2022000903

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2639 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8721
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021019244
Date	Aug 5, 2021
Instrument	2021019244

Lender

Name	KH NETWORK CU
Type	Credit Union
Address	DAYTON, OH 45459

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 9, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2639 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8721
Document Number	0000006374
Instrument Date	Apr 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2639 RIVER BLUFF DR SPRING VALLEY OH 453708721, SPRING VALLEY, OH 45370-8721

Mortgage

Document Number	0000006374
Date	Apr 14, 2020
Instrument	6374

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2639 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8721
Document Number	0000012352
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 RIVER BLUFF DR SPRING VALLEY OH 453708721, SPRING VALLEY, OH 45370-8721

Mortgage

Document Number	0000012352
Date	Jul 28, 2017
Instrument	12352

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,096.00 (+1.34%)	$251,910 (-) Land $34,940 Building $216,970
2024	$13,910.00 (-0.36%)	$251,910 (-) Land $34,940 Building $216,970
2023	$13,960.00 (+1.56%)	$251,910 (+23.01%) Land $34,940 Building $216,970	$719,740 (+23.01%) Land $99,840 Building $619,900
2022	$13,745.00	$204,790 Land $34,940 Building $169,850
2020			$585,130 Land $99,840 Building $485,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on River Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures