2653 Olympic Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2653 Olympic Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,971 sqft · built 1974
Owner	Individual Name on Record
Last Sale	$460,000 (Oct 2023)
Tax Bill	$3,058 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-02-13034-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-02-13034-0`
Alternative APN	`803422`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,971 sqft Living Area
Gross Area	2,869 sqft
1st Floor Area	1,011 sqft
Upper Floors Area	960 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Asphalt
Garage Type	Attached
Garage Area	898 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	1,177 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	803422
Street Address	2653 OLYMPIC DR
City	OAK HARBOR
State	WA
Zip	98277-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST #2 S20 OF LOT 33 & N60 OF LOT 34 & S40 OF LOT 34 & N40 OF LOT 35 BLK 13
Legal Subdivision	PATTONS HILLCREST 2
Legal Block	13
Legal Lot Number	33-35
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1012
Census Tract	970401

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2653 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 14, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Oct 4, 2023	Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD
Aug 28, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	4565345
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2653 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2653 OLYMPIC DR, OAK HARBOR, WA 98277-8028

Mortgage

Document Number	0004591934
Date	Oct 8, 2025
Instrument	4591934

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2653 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004524206
Date	Jul 14, 2021
Instrument	4524206

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 4, 2023
Property Address	2653 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Document Number	0004565345
Map Reference	VOL 6 PG 30
Instrument Date	Oct 1, 2023
Instrument	4565345
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO OF WA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,365.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2653 OLYMPIC DR, OAK HARBOR, WA 98277-8028

Mortgage

Document Number	0004565346
Date	Oct 4, 2023
Instrument	4565346

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 28, 2018
Property Address	2653 OLYMPIC DR, OAK HARBOR, WA 98277-8028
Document Number	0004450705
Instrument Date	Aug 20, 2018
Instrument	4450705
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	LAND TITLE AND ESCROW/ISLAND COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2653 OLYMPIC DR OAK HARBOR WA 982778028, OAK HARBOR, WA 98277-8028

Mortgage

Document Number	4450706
Date	Aug 28, 2018
Instrument	4450706

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$475,980 (+7.71%) Land $210,000 Building $265,980	$475,980 (+7.71%) Land $210,000 Building $265,980
2023	$3,058.00	$441,914 (+7.42%) Land $190,000 Building $251,914	$441,914 (+7.42%) Land $190,000 Building $251,914
2022		$411,392 Land $180,000 Building $231,392	$411,392 Land $180,000 Building $231,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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