2642 Olympic Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2642 Olympic Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1972
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$306,000 (Sep 2020)
Tax Bill	$2,905 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-02-12023-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-02-12023-0`
Alternative APN	`343845`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,001 sqft (0.276 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	16 sqft
Storage Building	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2642 OLYMPIC DR
City	OAK HARBOR
State	WA
Zip	98277-8027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST #2 N75 LOT 23 & S25 LOT 24 BLK 12
Legal Subdivision	PATTONS HILLCREST
Legal Block	12
Legal Lot Number	23,24
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1010
Census Tract	970401

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2642 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 4, 2020	Quit Claim Deed, Transfer OTHER
Sep 4, 2020	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Feb 26, 2020	Deed of Trust, Construction Loan · Construction Mortgage LEVEL CAP LLC
Jul 2, 2019	Warranty Deed, Construction Loan · Line of Credit FIDELIS EQUITY & R/E FUND A LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	20204495795
Prior Transfer Date	Sep 1, 2020
Prior Transfer Doc	0004495796
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2642 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	GUARDIAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004477418
Date	Dec 12, 2019
Instrument	4477418

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Sep 4, 2020
Property Address	2642 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Document Number	0004495796
Instrument Date	Sep 1, 2020
Instrument	4495796
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2642 OLYMPIC DR OAK HARBOR WA 982778027, OAK HARBOR, WA 98277-8027

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Sep 4, 2020
Property Address	2642 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Document Number	0004495795
Map Reference	VOL 6 PG 30
Instrument Date	Sep 1, 2020
Instrument	4495795
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,901.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2642 OLYMPIC DR, OAK HARBOR, WA 98277-8027

Mortgage

Document Number	0004495797
Date	Sep 4, 2020
Instrument	4495797

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Recording Date	Feb 26, 2020
Property Address	2642 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Document Number	0004481982
Instrument Date	Feb 20, 2020
Instrument	4481982
Transaction Type	Construction Loan
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21881 EAGLE RIDGE LN MOUNT VERNON WA 982748625, MOUNT VERNON, WA 98274-8625

Mortgage

Document Number	0004481982
Date	Feb 26, 2020
Instrument	4481982

Lender

Name	LEVEL CAP LLC
Address	KIRKLAND, WA 98033

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jul 2, 2019
Property Address	2642 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Document Number	0004466574
Instrument Date	Jun 22, 2019
Instrument	4466574
Transaction Type	Construction Loan
Record Updated	Jul 9, 2019
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,586.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21881 EAGLE RIDGE LN MOUNT VERNON WA 982748625, MOUNT VERNON, WA 98274-8625

Mortgage

Document Number	4466577
Date	Jul 2, 2019
Instrument	4466577

Lender

Name	FIDELIS EQUITY & R/E FUND A LL
Address	FEDERAL WAY, WA 98003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,905.00 (+14.33%)
2025	$2,541.00 (+2.05%)	$374,966 (+4.9%) Land $210,000 Building $164,966	$374,966 (+4.9%) Land $210,000 Building $164,966
2023	$2,490.00	$357,456 (+7.06%) Land $190,000 Building $167,456	$357,456 (+7.06%) Land $190,000 Building $167,456
2022		$333,892 Land $180,000 Building $153,892	$333,892 Land $180,000 Building $153,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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