Island County property record for 2646 Olympic Dr, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1973 |
| Owner | Individual Name on Record |
| Tax Bill | $2,562 (2023) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S7685-02-12022-1 |
| Primary APN | S7685-02-12022-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,498 sqft |
| 1st Floor Area | 1,232 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Aluminum |
| Garage Type | Attached |
| Garage Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 654 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 343827 |
|---|---|
| Street Address | 2646 OLYMPIC DR |
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | PATTONS HILLCREST #2 LOT 23 EX N75 & LOT 22 BLK 12 EX PT L22 LY WITHIN FOLL DESC TR BG NECR L20 BLK 12 S15E83.39 TPB S22W48.6 |
| Legal Subdivision | PATTONS HILLCREST 2 |
| Legal Block | 12 |
| Legal Lot Number | 23,22 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970401 |
Source: Island County records, as of October 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2646 OLYMPIC DR, OAK HARBOR, WA 98277-8027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 2646 OLYMPIC DR, OAK HARBOR, WA 98277-8027 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004518244 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 4518244 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 270 Months |
| Due | Nov 1, 2043 |
Source: Island County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $387,242 (+5.19%) Land $210,000 Building $177,242 | $387,242 (+5.19%) Land $210,000 Building $177,242 | |
| 2023 | $2,562.00 | $368,126 (+7.11%) Land $190,000 Building $178,126 | $368,126 (+7.11%) Land $190,000 Building $178,126 |
| 2022 | $343,698 Land $180,000 Building $163,698 | $343,698 Land $180,000 Building $163,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Ziply Fiber.
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