2643 Olympic Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2643 Olympic Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,759 sqft · built 1967
Owner	2 Individual Names on Record
Tax Bill	$2,804 (2023)
Deeds & Mortgages	Jan 2024 Second Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-02-13033-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-02-13033-0`
Alternative APN	`343943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,759 sqft Living Area
1st Floor Area	895 sqft
Upper Floors Area	864 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Exterior Material	Other
Foundation Type	Block
Roof Material	Built-Up Asphalt
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	174 sqft
Storage Building	480 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	343943
Street Address	2643 OLYMPIC DR
City	OAK HARBOR
State	WA
Zip	98277-8027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST #2 N80 OF LOT 33 BLK 13
Legal Subdivision	PATTONS HILLCREST 2
Legal Block	13
Legal Lot Number	33
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1012
Census Tract	970401

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2643 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 19, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 31, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 29, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 9, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2643 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004568230
Date	Jan 4, 2024
Instrument	4568230

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2643 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004511357
Date	Feb 19, 2021
Instrument	4511357

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2643 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Document Number	0004475000
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2643 OLYMPIC DR OAK HARBOR WA 982778027, OAK HARBOR, WA 98277-8027

Mortgage

Document Number	0004475000
Date	Nov 7, 2019
Instrument	4475000

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2643 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Document Number	0004447498
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2643 OLYMPIC DR #OR OAK HARBOR WA 982778027, OR, OAK HARBOR, WA 98277-8027

Mortgage

Document Number	0004447498
Date	Jul 6, 2018
Instrument	4447498

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2643 OLYMPIC DR, OAK HARBOR, WA 98277-8027
Document Number	0004415202
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2643 OLYMPIC DR OAK HARBOR WA 982778027, OAK HARBOR, WA 98277-8027

Mortgage

Document Number	0004415202
Date	Jan 17, 2017
Instrument	4415202

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2037

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$434,794 (+7.55%) Land $210,000 Building $224,794	$434,794 (+7.55%) Land $210,000 Building $224,794
2023	$2,804.00	$404,283 (+7.33%) Land $190,000 Building $214,283	$404,283 (+7.33%) Land $190,000 Building $214,283
2022		$376,661 Land $180,000 Building $196,661	$376,661 Land $180,000 Building $196,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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