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2653 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2653 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,645 sqft · built 2022
Lot Size0.11 acres (4,791 sqft)
Owner2 Individual Names on File
Last Sale$320,990 (Mar 2022)
Tax Bill$6,646 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-26-31-3439-0001-2610

Property Details

APN / Parcel Number

Primary APN24-26-31-3439-0001-2610
Alternative APN
  • 263124343900012610

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,645 sqft Living Area
Gross Area2,190 sqft
1st Floor Area1,645 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area399 sqft
PorchFinished/Open Porch
Porch Area146 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2653 HARMONIA HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1C-1 & 1D PB 30 PGS 39-45 LOT 261
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1C-1
Legal Lot Number261
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 24-26-31-3439-0001-2610

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2653 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2022 · Amount on Record
Deed SaleMar 24, 2022 · Amount on Record
Deed Document Number202247133
Deed Book / Page6178 / 2857
Record UpdatedSep 20, 2026

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 24, 2022
Property Address2653 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6153
Document Number0061782857
Book / Page6178 / 2857
Map ReferenceMB 30 PG 39-45
Instrument DateMar 22, 2022
Instrument2022047133
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,247.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address2653 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6153

Mortgage

Document Number0061782858
DateMar 24, 2022
Instrument6178/2858
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,646.00$291,700 (-3.95%) Land $80,000 Building $211,700$291,700 (-3.95%) Land $80,000 Building $211,700
2023$6,646.00 (+117.12%)$303,700 (+406.17%) Land $70,000 Building $233,700$303,700 (+406.17%) Land $70,000 Building $233,700
2022$3,061.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire LikelihoodAbout 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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