2661 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2661 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 2021
Lot Size0.11 acres (4,791 sqft)
Owner2 Individual Names on File
Last Sale$316,990 (Jan 2022)
Tax Bill$6,078 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-26-31-3439-0001-2630

Property Details

APN / Parcel Number

Primary APN24-26-31-3439-0001-2630
Alternative APN
  • 263124343900012630

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Living Area
Gross Area2,239 sqft
1st Floor Area1,620 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area373 sqft
PorchFinished/Open Porch
Porch Area246 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2661 HARMONIA HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1C-1 & 1D PB 30 PGS 39-45 LOT 263
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1C-1
Legal Lot Number263
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 24-26-31-3439-0001-2630

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2661 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE
Jan 03, 2022Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2022 · Amount on Record
Deed SaleJan 03, 2022 · Amount on Record
Deed Document Number2022300
Deed Book / Page6120 / 1738
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateApr 14, 2026
Property Address2661 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6153
Document Number0000049239
Book / Page6954 / 2711
Instrument DateMar 18, 2026
Instrument202649239
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET MORTGAGE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2661 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6153
InvestorPossibly a Property Investor

Mortgage

Document Number0000049239,
DateApr 14, 2026
Book Page6954/2711
Instrument202649239
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term309 Months
DueJan 01, 2052
Interest
Rate6.01%
Max Rate-1%

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 03, 2022
Property Address2661 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6153
Document Number0061201738
Book / Page6120 / 1738
Map ReferenceMB 30 PG 39-45
Instrument DateDec 30, 2021
Instrument2022000300
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,219.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address2661 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6153

Mortgage

Document Number0061201739
DateJan 03, 2022
Instrument6120/1739
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,078.00 (+3.46%) Homeowner's exemption$291,600 (+4.35%) Land $80,000 Building $211,600$291,600 (-2.8%) Land $80,000 Building $211,600
2024$5,875.00 (+2.25%)
2023$5,746.00 (+17.72%) Homeowner's exemption$279,439 (+3%)$300,000 (+10.58%) Land $70,000 Building $230,000
2022$4,881.00 Homeowner's exemption$271,300 Land $60,000 Building $211,300$271,300 Land $60,000 Building $211,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire LikelihoodAbout 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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