2641 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2641 Harmonia Hammock Rd, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,501 sqft · built 2022
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on File
Last Sale	$308,990 (Feb 2022)
Tax Bill	$5,941 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-26-31-3439-0001-2580`

Property Details

APN / Parcel Number

Primary APN	`24-26-31-3439-0001-2580`
Alternative APN	`263124343900012580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,501 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,501 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2641 HARMONIA HAMMOCK RD
City	HARMONY
State	FL
Zip	34773-6153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES AT HARMONY PH 1C-1 & 1D PB 30 PGS 39-45 LOT 258
Legal Range	31E
Legal Township	26S
Legal Section	24
Legal Subdivision	VILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase	1C-1
Legal Lot Number	258
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2119
Census Tract	43801

Owner

Source: Osceola County records · APN 24-26-31-3439-0001-2580

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2641 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 01, 2022 · Amount on Record
Deed Sale	Feb 01, 2022 · Amount on Record
Deed Document Number	202216670
Deed Book / Page	6140 / 1982
Record Updated	Sep 20, 2026

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 01, 2022
Property Address	2641 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6153
Document Number	0061401982
Book / Page	6140 / 1982
Map Reference	MB 30 PG 39-45
Instrument Date	Jan 28, 2022
Instrument	2022016670
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2641 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6153

Mortgage

Document Number	0061401984
Date	Feb 01, 2022
Instrument	6140/1984

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,941.00 (+0.41%) Homeowner's exemption	$281,700 (-3.43%) Land $80,000 Building $201,700	$281,700 (-3.43%) Land $80,000 Building $201,700
2023	$5,917.00 (+93.3%) Homeowner's exemption	$291,700 (+386.17%) Land $70,000 Building $221,700	$291,700 (+386.17%) Land $70,000 Building $221,700
2022	$3,061.00	$60,000 Land $60,000	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 224 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.