2656 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2656 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,672 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$408,000 (2022)
Tax Bill$6,328.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-26-31-3439-0001-2230
Alternative APN
  • 263124343900012230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,672 sqft Living Area
Gross Area2,270 sqft Gross Area
1st Floor1,672 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area136 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2656 HARMONIA HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6152
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1C-1 & 1D PB 30 PGS 39-45 LOT 223
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1C-1
Legal Lot Number223
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 24-26-31-3439-0001-2230

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2656 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6152
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 05, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD
Oct 25, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 05, 2022 · Amount on Record
Deed SaleJul 05, 2022 · Amount on Record
Deed Doc Number2022103288
Deed Book / Page6244 / 2115
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2656 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6152
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2656 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6152

Mortgage

Document Number0068561245
DateSep 30, 2025
Book Page6856/1245
Instrument2025120651
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
DueMar 19, 2025

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2656 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6152
Transaction TypeMortgage
Record UpdatedJan 22, 2024
Title CompanyDHI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 RICHLAND CT, CLIFTON, NJ 07012-7314

Mortgage

Document Number0062442116
DateJul 05, 2022
Book Page6244/2116
Instrument2022103289
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2656 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6152
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2656 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6152

Mortgage

Document Number0064950337
DateOct 25, 2023
Book Page6495/337
Instrument2023140589
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term345 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,328.00 (-0.52%) Homeowner's exemption$295,600 (-4.03%) Land $80,000 Building $215,600$295,600 (-4.03%) Land $80,000 Building $215,600
2024$6,361.00 (+0.33%)
2023$6,340.00 (+94.78%) Homeowner's exemption$308,000 (+413.33%) Land $70,000 Building $238,000$308,000 (+413.33%) Land $70,000 Building $238,000
2022$3,255.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire LikelihoodAbout 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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