2651 5th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2651 5th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,040 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$132,500 (2017)
Tax Bill$1,621.00 (2025)

Property Details

APN / Parcel Number

Primary APN76742
Alternative APN
  • 012630000100270230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,040 sqft Heated Area
Gross Area1,568 sqft Gross Area
1st Floor1,040 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Exterior MaterialAluminum Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Depth X Width150 ft x 50 ft Depth x Width
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area80 sqft Shed
PorchOpen Porch
Porch Area72 sqft Porch
Utility Building144 sqft Utility Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number76742
Street Address2651 5TH ST
CitySAINT CLOUD
StateFL
Zip34769-2617
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 33 BLK 27 LOTS 23 & 24 3/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block27
Legal Lot Number3,23-24 24
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3045
Census Tract43400

Owner

Source: Osceola County records · APN 76742

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2651 5TH ST, SAINT CLOUD, FL 34769-2617
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2017Warranty Deed, Transfer · Conventional Mortgage
SUNBELT LNDG SVCS
Feb 09, 2017Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 09, 2017 · Amount on Record
Deed SaleFeb 09, 2017 · Amount on Record
Prior SaleFeb 09, 2017
Deed Doc Number2017022368
Deed Book / Page5100 / 0260
Record RefreshedJun 08, 2026

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 09, 2017
Property Address2651 5TH ST, SAINT CLOUD, FL 34769-2617
Document Number0051000260
Book / Page005100 / 000260
Instrument DateJan 31, 2017
Instrument22368
Transaction TypeTransfer
Record UpdatedMar 17, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$927.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2651 5TH ST ST CLOUD FL 347692617, ST CLOUD, FL 34769-2617

Mortgage

Document Number51000262
DateFeb 09, 2017
Book Page005100/000262
Instrument22369
Lender
NameSUNBELT LNDG SVCS
AddressCLEARWATER, FL 33759
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 08, 2047

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 09, 2017
Property Address2651 5TH ST, SAINT CLOUD, FL 34769-2617
Document Number0051000258
Book / Page005100 / 000258
Instrument DateJan 31, 2017
Instrument22367
Transaction TypeTransfer
Record UpdatedMar 17, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2651 5TH ST ST CLOUD FL 347692617, ST CLOUD, FL 34769-2617

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,621.00 (+7.42%) Homeowner's exemption$133,468 (+5.99%)$228,800 (+11.94%) Land $46,800 Building $182,000
2023$1,509.00 (+4.5%) Homeowner's exemption$125,930 (+3%)$204,400 (+18.08%) Land $42,500 Building $161,900
2022$1,444.00 Homeowner's exemption$122,263$173,100 Land $35,100 Building $138,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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