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2650 5th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2650 5th St, Saint Cloud, FL 34769 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage1,476 sqft Living Area
Lot Size9,365 sqft (0.215 acres)
OccupancyOwner Occupied
Last Sale$88,900 (2024)
Tax Bill$3,430.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0388-0060
Alternative APNs
  • 263001000103880060
  • 79777

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,476 sqft Living Area
Gross Area1,593 sqft Gross Area
1st Floor1,476 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,365 sqft (0.215 acres)
Depth X Width150 ft x 62.5 ft Depth x Width

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area420 sqft Pool
Deck Area300 sqft Deck
Porch Area485 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2650 5TH ST
CitySAINT CLOUD
StateFL
Zip34769-2616
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTOWN OF ST CLOUD PB B PG 61-62 BLK 388 LOT 6 LESS N 37.5 FT
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block388
Legal Lot Number6
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3038
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0388-0060

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2650 5TH ST, SAINT CLOUD, FL 34769-2616
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LOAN SERVICING LLC
May 11, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERIFIRST FINANCIAL CORP
Apr 06, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2024 · Amount on Record
Deed SaleJul 30, 2024 · Amount on Record
Prior SaleMay 11, 2020 · Amount on Record
Deed Doc Number202498983
Deed Book / Page6641 / 2409
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2650 5TH ST, SAINT CLOUD, FL 34769-2616
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2650 5TH ST, SAINT CLOUD, FL 34769-2616

Mortgage

Document Number0069430736
DateMar 25, 2026
Book Page6943/736
Instrument2026039410
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 11, 2020
Property Address2650 5TH ST, SAINT CLOUD, FL 34769-2616
Document Number0057200824
Book / Page5720 / 824
Map ReferenceMB B PG 61-64
Instrument DateMay 06, 2020
Instrument2020062280
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyINNOVATIVE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,743.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2480 BULRUSH DR, 2480, SAINT CLOUD, FL 34769-6414

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2650 5TH ST, SAINT CLOUD, FL 34769-2616

Mortgage

Document Number0005720826
DateMay 11, 2020
Instrument5720/826
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 06, 2017
Property Address2650 5TH ST, SAINT CLOUD, FL 34769-2616
Document Number0051281906
Book / Page5128 / 1906
Map ReferenceMB B PG61&62
Instrument DateMar 30, 2017
Instrument2017052385
Transaction TypeTransfer
Record UpdatedFeb 08, 2022

Transaction

AmountAmount Recorded
Tax$1,393.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14155 ISLAMORADA DR, 14155, ORLANDO, FL 32837-4726

Transferred To (Grantee/Buyer)

NameVerified Name
Address2650 5TH ST, SAINT CLOUD, FL 34769-2616

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,551.00 (+3.53%)$241,299 (+5.99%)$329,800 (+10.01%) Land $55,000 Building $274,800
2024$3,430.00 (+2.66%)
2023$3,341.00 (+3.63%) Homeowner's exemption$227,669 (+3%)$299,800 (+9.94%) Land $50,000 Building $249,800
2022$3,224.00 Homeowner's exemption$221,038$272,700 Land $45,000 Building $227,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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