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2422 5th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2422 5th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage1,951 sqft Living Area
Lot Size18,730 sqft (0.43 acres)
OccupancyOwner Occupied
Last Sale$410,000 (2021)
Tax Bill$6,063.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0386-0060
Alternative APNs
  • 263001000103860060
  • 79747

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,951 sqft Living Area
Gross Area2,358 sqft Gross Area
1st Floor1,342 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area18,730 sqft (0.43 acres)
Depth X Width150 ft x 125 ft Depth x Width
Parking Spaces6 Parking Spaces
Garage Area864 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area450 sqft Pool
Deck Area200 sqft Deck
Porch Area1,016 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2422 5TH ST
CitySAINT CLOUD
StateFL
Zip34769-2602
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61-62 BLK 386 LOT 6 & S 25 FT OF LOT 7
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block386
Legal Lot Number6
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3036
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0386-0060

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2422 5TH ST, SAINT CLOUD, FL 34769-2602
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Dec 10, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Apr 17, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS
Mar 04, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2021 · Amount on Record
Deed SaleDec 10, 2021 · Amount on Record
Prior SaleAug 01, 2014 · Amount on Record
Deed Doc Number2021190886
Deed Book / Page6105 / 1351
Prior Transfer DateJun 22, 2004
Prior Transfer Doc0025510161
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2422 5TH ST, SAINT CLOUD, FL 34769-2602
Transaction TypeMortgage
Record UpdatedJun 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2422 5TH ST, SAINT CLOUD, FL 34769-2602

Mortgage

Document Number0064150294
DateMay 30, 2023
Book Page6415/294
Instrument2023068631
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 10, 2021
Property Address2422 5TH ST, SAINT CLOUD, FL 34769-2602
Document Number0061051351
Book / Page6105 / 1351
Map ReferenceMB B PG 61-64
Instrument DateNov 09, 2021
Instrument2021190886
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address212 KURT ST, WEST UNION, OH 45693-9757

Transferred To (Grantee/Buyer)

NameVerified Name
Address2422 5TH ST, SAINT CLOUD, FL 34769-2602

Mortgage

Document Number0061051354
DateDec 10, 2021
Instrument6105/1354
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2422 5TH ST, SAINT CLOUD, FL 34769-2602
Document Number0057120832
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2422 5TH ST ST CLOUD FL 347692602, ST CLOUD, FL 34769-2602

Mortgage

Document Number0057120832
DateApr 23, 2020
Book Page005712/000832
Instrument55454
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2050

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2422 5TH ST, SAINT CLOUD, FL 34769-2602
Document Number0051150576
Book / Page005115 / 000576
Instrument DateMar 04, 2017
Transaction TypeMortgage
Record UpdatedApr 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2422 5TH ST ST CLOUD FL 347692602, ST CLOUD, FL 34769-2602

Mortgage

Document Number0051150576
DateMar 10, 2017
Book Page005115/000576
Instrument38157
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 09, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,268.00 (+3.38%) Homeowner's exemption$393,105 (+5.99%)$404,500 (+9.06%) Land $63,200 Building $341,300
2024$6,063.00 (+2.42%)
2023$5,920.00 (-3.3%) Homeowner's exemption$370,900 (+9.25%) Land $57,500 Building $313,400$370,900 (+9.25%) Land $57,500 Building $313,400
2022$6,122.00$339,500 Land $51,800 Building $287,700$339,500 Land $51,800 Building $287,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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