2600 5th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2600 5th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1973
Square Footage	1,104 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Garage	Detached - Unfinished, 722 sqft
Occupancy	Owner Occupied
Last Sale	$315,000 (2023)
Tax Bill	$3,614.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`79776`
Alternative APN	`012630000103880050`

Interior

Full Baths	2 Baths
Building Area	1,104 sqft Heated Area
Gross Area	2,063 sqft Gross Area
1st Floor	1,104 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1973
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	150 ft x 62.5 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached - Unfinished Garage
Garage Area	722 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	80 sqft Shed
Porch	Finished/Screened Porch
Porch Area	237 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79776
Street Address	2600 5TH ST
City	SAINT CLOUD
State	FL
Zip	34769-2616
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TOWN OF ST CLOUD BLK 388 S 62.5 FT LOT 5
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	388
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3038
Census Tract	43400

Owner

Source: Osceola County records · APN 79776

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2600 5TH ST, SAINT CLOUD, FL 34769-2616
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Deed Doc Number	2023110562
Deed Book / Page	6462 / 87
Record Refreshed	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 22, 2023
Property Address	2600 5TH ST, SAINT CLOUD, FL 34769-2616
Document Number	0064620087
Book / Page	6462 / 87
Map Reference	MB B PG 61-64
Instrument Date	Aug 15, 2023
Instrument	2023110562
Transaction Type	Transfer
Record Updated	Sep 04, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 CLOWSON CT, OCOEE, FL 34761-7010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	2600 5TH ST, SAINT CLOUD, FL 34769-2616

Mortgage

Document Number	0000646292
Date	Aug 22, 2023
Instrument	6462/92

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,614.00 (+640.57%) Homeowner's exemption	$244,800 (+237.63%) Land $55,000 Building $189,800	$244,800 (+13.28%) Land $55,000 Building $189,800
2023	$488.00 (-12.54%) Homeowner's exemption Widower's exemption	$72,506 (+3%)	$216,100 (+16.56%) Land $50,000 Building $166,100
2022	$558.00 Homeowner's exemption Widower's exemption	$70,395	$185,400 Land $45,000 Building $140,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.