265 Kipling Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 265 Kipling Ave, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,282 sqft · built 1963
Lot Size0.137 acres (5,968 sqft)
Owner2 Individual Names on File
Last Sale$355,000 (Nov 2000)
Tax Bill$6,612 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN077-073-42

Property Details

APN / Parcel Number

Primary APN077-073-42
Alternative APN
  • 077-073-42-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,282 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,968 sqft (0.137 acres)

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address265 KIPLING AVE
CityBEN LOMOND
StateCA
Zip95005-9426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 124
Legal SubdivisionSTEVENSON PARK 02 TR 124
Legal Tract124
Legal Lot Number22
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group3
Census Block3024
Census Tract120301

Owner

Source: Santa Cruz County records · APN 077-073-42

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address265 KIPLING AVE, BEN LOMOND, CA 95005-9426
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Deed of Trust, Mortgage · Commercial Mortgage
BAY FCU
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2000 · Amount on Record
Deed SaleNov 03, 2000 · Amount on Record
Deed Document Number200053448
Prior Transfer DateDec 10, 1999
Prior Transfer Doc0000000307
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address265 KIPLING AVE, BEN LOMOND, CA 95005-9426
Transaction TypeMortgage
Record UpdatedMar 06, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 KIPLING AVE, BEN LOMOND, CA 95005-9426

Mortgage

Document Number0000003147
DateFeb 21, 2024
Instrument2024-0003147
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term301 Months
DueMar 15, 2049

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address265 KIPLING AVE, BEN LOMOND, CA 95005-9426
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 KILPING AVENUE, BEN LOMOND, CA 95005-9426

Mortgage

Document Number0000003693
DateJan 22, 2021
Instrument2021-0003693
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2041

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$545,630 (+2%) Land $327,377 Building $218,253
2025$6,612.00 (+4.84%) Homeowner's exemption$534,931 (+4.04%) Land $320,958 Building $213,973
2023$6,307.00 (+2.45%) Homeowner's exemption$514,159 Land $308,495 Building $205,664$735,570
2022$6,156.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 23% of California
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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