290 Kipling Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 290 Kipling Ave, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,701 sqft · built 1984
Lot Size	0.969 acres (42,210 sqft)
Owner	Company Name on File
Tax Bill	$4,849 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-073-27`

Property Details

APN / Parcel Number

Primary APN	`077-073-27`
Alternative APN	`077-073-27-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,701 sqft Living Area
Gross Area	3,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	42,210 sqft (0.969 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	915 sqft
Patio Area	915 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	290 KIPLING AVE
City	BEN LOMOND
State	CA
Zip	95005-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOLLOWAY PARK
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3024
Census Tract	120301

Owner

Source: Santa Cruz County records · APN 077-073-27

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	290 KIPLING AVE, BEN LOMOND, CA 95005-9426
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 18, 2006
Transfer Doc	0000001354
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	290 KIPLING AVE, BEN LOMOND, CA 95005-9426
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006471
Date	Mar 14, 2019
Instrument	2019-0006471

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2034

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,059 (+2%) Land $97,978 Building $291,081
2025	$4,849.00 (+5.5%) Homeowner's exemption	$381,431 (+4.04%) Land $96,057 Building $285,374
2023	$4,596.00 (+2.5%) Homeowner's exemption	$366,619 Land $92,327 Building $274,292	$1,218,060
2022	$4,484.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 23% of California
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.