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234 Kipling Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 234 Kipling Ave, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 857 sqft · built 1955
Lot Size0.229 acres (9,975 sqft)
Owner2 Individual Names on File
Tax Bill$1,748 (2025)
Deeds & MortgagesNov 2023 Transfer
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN077-073-31

Property Details

APN / Parcel Number

Primary APN077-073-31
Alternative APN
  • 077-073-31-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area857 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area9,975 sqft (0.229 acres)
TerrainSteep

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address234 KIPLING AVE
CityBEN LOMOND
StateCA
Zip95005-9426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Subdivision124 STEVENSON PARK SUB 2
Legal Lot Number19
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group3
Census Block3024
Census Tract120301

Owner

Source: Santa Cruz County records · APN 077-073-31

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address234 KIPLING AVE, BEN LOMOND, CA 95005-9426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Intrafamily Transfer, Transfer
Jun 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateNov 13, 2023
Transfer Doc0000022013
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateNov 14, 2023
Property Address234 KIPLING AVE, BEN LOMOND, CA 95005-9426
Document Number0000022013
Map ReferenceMB 31 PG 25
Instrument DateNov 13, 2023
Instrument2023-0022013
Transaction TypeTransfer
Record UpdatedDec 05, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address234 KIPLING AVE, BEN LOMOND, CA 95005-9426
InvestorPossibly a Property Investor

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address234 KIPLING AVE, BEN LOMOND, CA 95005-9426
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020072
DateJun 29, 2018
Instrument2018-0020072
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$112,614 (+2%) Land $24,984 Building $87,630
2025$1,748.00 (+10.08%) Homeowner's exemption$110,406 (+4.04%) Land $24,494 Building $85,912
2023$1,588.00 (+2.85%) Homeowner's exemption$106,119 Land $23,543 Building $82,576$612,180
2022$1,544.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims15 (1982–2000)
Claims Outside the SFHA5 of 15
Most Recent ClaimFeb 2000, rainfall accumulation
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Surfnet Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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