270 Kipling Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 270 Kipling Ave, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,777 sqft · built 1959
Lot Size0.262 acres (11,413 sqft)
OwnerIndividual Name on File
Last Sale$725,000 (Sep 2005)
Tax Bill$9,372 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN077-073-45

Property Details

APN / Parcel Number

Primary APN077-073-45
Alternative APN
  • 077-073-45-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,777 sqft Living Area
Gross Area2,305 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area11,413 sqft (0.262 acres)
View / LotMountain
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address270 KIPLING AVE
CityBEN LOMOND
StateCA
Zip95005-9426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHOLLOWAY PARK
Legal Lot Number6
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group3
Census Block3024
Census Tract120301

Owner

Source: Santa Cruz County records · APN 077-073-45

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address270 KIPLING AVE, BEN LOMOND, CA 95005-9426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2021Deed of Trust, Mortgage · Commercial Mortgage
JAMES CHUBB
Nov 05, 2021Intrafamily Transfer, Transfer
Aug 27, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 27, 2021Intrafamily Transfer, Transfer
STEWART TITLE, STEWART TITLE OF CA INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 02, 2005 · Amount on Record
Deed SaleSep 02, 2005 · Amount on Record
Prior SaleJul 28, 2000 · Amount on Record
Deed Document Number200562291
Transfer Doc0000041449
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address270 KIPLING AVE, BEN LOMOND, CA 95005-9426
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 KIPLING AVE, BEN LOMOND, CA 95005-9426

Mortgage

Document Number0000041450
DateAug 06, 2021
Instrument2021-0041450
Lender
NameJAMES CHUBB
TypePrivate Party
Address5161 SOQUEL DR, SOQUEL, CA 95073
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateNov 05, 2021
Property Address270 KIPLING AVE, BEN LOMOND, CA 95005-9426
Document Number0000055202
Map ReferenceMB 12 PG 3
Instrument DateNov 01, 2021
Instrument2021-0055202
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address270 KIPLING AVE, BEN LOMOND, CA 95005-9426

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateAug 27, 2021
Property Address270 KIPLING AVE, BEN LOMOND, CA 95005-9426
Document Number0000044514
Map ReferenceMB 12 PG 3
Instrument DateAug 25, 2021
Instrument2021-0044514
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address270 KIPLING AVE, BEN LOMOND, CA 95005-9426

Mortgage

Document Number0000044515
DateAug 27, 2021
Instrument2021-0044515
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateAug 27, 2021
Property Address270 KIPLING AVE, BEN LOMOND, CA 95005-9426
Document Number0000044513
Map ReferenceMB 12 PG 3
Instrument DateAug 20, 2021
Instrument2021-0044513
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 KIPLING AVE, BEN LOMOND, CA 95005-9426

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$791,708 (+2%) Land $475,024 Building $316,684
2025$9,372.00 (+4.32%) Homeowner's exemption$776,184 (+4.04%) Land $465,710 Building $310,474
2023$8,984.00 (+2.42%) Homeowner's exemption$746,044 Land $447,626 Building $298,418$897,210
2022$8,772.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims15 (1982–2000)
Claims Outside the SFHA5 of 15
Most Recent ClaimFeb 2000, rainfall accumulation
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 20% of California
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: Surfnet Communications, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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