Placer County property record for 265 Flood Rd, Auburn, CA 95603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,728 sqft · built 1953 |
| Lot Size | 0.596 acres (25,981 sqft) |
| Owner | Trust Name on File |
| Last Sale | $290,000 (May 2007) |
| Tax Bill | $6,039 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-231-008-000 |
| Primary APN | 054-231-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 25,981 sqft (0.596 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 054-231-008 |
|---|---|
| Street Address | 265 FLOOD RD |
| City | AUBURN |
| State | CA |
| Zip | 95603-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | FR SEC 2 12 8 |
| Legal Range | 8E |
| Legal Township | 12N |
| Legal Section | 2 |
| Legal Subdivision | MORGAN TRACT (AMENDED) |
| Legal Lot Number | 3 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | AUBURN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21502 |
265 Flood Rd is owner-occupied and held in a trust since September 2020.
Source: Placer County records, as of July 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 265 FLOOD RD, AUBURN, CA 95603-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Sep 16, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 16, 2020 | Correction Deed, Transfer OLD REPUBLIC TITLE |
| Jan 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 9, 2018 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA COMMERCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2007 · Amount on File |
| Deed Sale | May 8, 2007 · Amount on File |
| Deed Document Number | 200746517 |
| Last Transfer Date | Sep 10, 2020 |
| Transfer Doc | 0000101639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 265 FLOOD RD, AUBURN, CA 95603-4008 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 265 FLOOD RD, AUBURN, CA 95603-4008 |
| Document Number | 0000066455 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 2022-0066455 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Sep 16, 2020 |
| Property Address | 265 FLOOD RD, AUBURN, CA 95603-4008 |
| Document Number | 0000101639 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2020-0101639 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 FLOOD RD, AUBURN, CA 95603-4008 |
| Document Number | 0000101640 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020-0101640 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Sep 16, 2020 |
| Property Address | 265 FLOOD RD, AUBURN, CA 95603-4008 |
| Document Number | 0000101641 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 101641 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 265 FLOOD RD AUBURN CA 956034008, AUBURN, CA 95603-4008 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Jan 13, 2020 |
| Property Address | 265 FLOOD RD, AUBURN, CA 95603-4008 |
| Document Number | 0000002569 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 2569 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 265 FLOOD RD AUBURN CA 956034008, AUBURN, CA 95603-4008 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | May 9, 2018 |
| Property Address | 265 FLOOD RD, AUBURN, CA 95603-4008 |
| Document Number | 0000032554 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 2018-0032554 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 265 FLORD RD, AUBURN, CA 95603-4008 |
| Document Number | 0000032555 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 2018-0032555 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 265 Flood Rd was $6,039 with a homeowner's exemption.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Auburn Union Elementary School District (KG - 08) |
| Secondary School District | Placer Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $467,233 (+2%) Land $204,980 Building $262,253 | |
| 2025 | $6,039.00 Homeowner's exemption | $458,072 Land $200,961 Building $257,111 |
| 2023 | $5,842.00 (+1.74%) Homeowner's exemption | $440,286 Land $193,158 Building $247,128 |
| 2022 | $5,742.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 265 Flood Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 265 Flood Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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