321 Flood Rd, Auburn, CA 95603 Property Records

Placer County property record for 321 Flood Rd, Auburn, CA 95603

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,730 sqft · built 1966
Lot Size0.365 acres (15,903 sqft)
OwnerCompany Name on Record
Last Sale$650,000 (Feb 2022)
Tax Bill$7,798 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN054-231-035-000

Property Details

APN / Parcel Number

Primary APN054-231-035-000
Alternative APN
  • 054-231-035

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,730 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleColonial
Construction TypeFrame
Lot Area15,903 sqft (0.365 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number054-231-035
Street Address321 FLOOD RD
CityAUBURN
StateCA
Zip95603-4010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionPOR L 3 MORGAN TRACT
Legal SubdivisionMORGAN TRACT (AMENDED)
Legal Lot Number3
JurisdictionPLACER CA
Township / Civil DivisionAUBURN
Census Block Group2
Census Block2016
Census Tract21502

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address321 FLOOD RD, AUBURN, CA 95603-4010
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN 1 CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2022 · Amount on Record
Deed SaleFeb 10, 2022 · Amount on Record
Prior SaleJun 17, 2003 · Amount on Record
Deed Document Number202212730
Prior Transfer DateMay 28, 2002
Prior Transfer Doc0000093655
Record UpdatedOct 29, 2026

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateFeb 10, 2022
Property Address321 FLOOD RD, AUBURN, CA 95603-4010
Document Number0000012730
Instrument DateFeb 7, 2022
Instrument2022-0012730
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanySTEWART TITLE OF PLACER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address321 FLOOD RD, AUBURN, CA 95603-4010

Mortgage

Document Number0000012731
DateFeb 10, 2022
Instrument2022-0012731
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address321 FLOOD RD, AUBURN, CA 95603-4010
Document Number0000003471
Instrument DateJan 8, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address321 FLOOD RD AUBURN CA 956034010, AUBURN, CA 95603-4010

Mortgage

Document Number0000003471
DateJan 14, 2020
Instrument3471
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 13, 2050

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
Elementary School DistrictAuburn Union Elementary School District (KG - 08)
Secondary School DistrictPlacer Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$698,166 (+10.87%) Land $211,073 Building $487,093
2025$7,798.00 (+2.77%) Homeowner's exemption$629,720 (+4.04%) Land $190,400 Building $439,320
2023$7,588.00 (+60.05%) Homeowner's exemption$605,268 Land $183,000 Building $422,268
2022$4,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLACER CWA - AUBURN/BOWMAN
serves 27,317 people · EPA ID CA3110005
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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