Placer County property record for 245 Flood Rd, Auburn, CA 95603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,338 sqft · built 1943 |
| Lot Size | 0.281 acres (12,254 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,620 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-231-011-000 |
| Primary APN | 054-231-011-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Building Area | 1,338 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 12,254 sqft (0.281 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 245 FLOOD RD |
|---|---|
| City | AUBURN |
| State | CA |
| Zip | 95603-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | FR SEC 2 12 8 |
| Legal Subdivision | MORGAN TRACT (AMENDED) |
| Legal Lot Number | 3 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | AUBURN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21502 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 FLOOD RD, AUBURN, CA 95603-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 9, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 27, 2020 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA |
| Mar 27, 2020 | Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2021 |
| Deed Sale | Aug 9, 2021 |
| Prior Sale | Mar 27, 2020 · Amount on Record |
| Deed Document Number | 2021100826 |
| Prior Transfer Date | Aug 14, 2008 |
| Prior Transfer Doc | 0000076618 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Aug 9, 2021 |
| Property Address | 245 FLOOD RD, AUBURN, CA 95603-4008 |
| Document Number | 0000100826 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021-0100826 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 FLOOD RD, AUBURN, CA 95603-4008 |
| Document Number | 0000100827 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021-0100827 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Mar 27, 2020 |
| Property Address | 245 FLOOD RD, AUBURN, CA 95603-4008 |
| Document Number | 0000027974 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 27974 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 245 FLOOD RD AUBURN CA 956034008, AUBURN, CA 95603-4008 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Mar 27, 2020 |
| Property Address | 245 FLOOD RD, AUBURN, CA 95603-4008 |
| Document Number | 0000027975 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 2020-0027975 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 FLOOD RD, AUBURN, CA 95603-4008 |
| Document Number | 0000027976 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020-0027976 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Auburn Union Elementary School District (KG - 08) |
| Secondary School District | Placer Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $418,312 (+2%) Land $122,703 Building $295,609 | |
| 2025 | $5,620.00 (+3.54%) | $410,111 (+4.04%) Land $120,298 Building $289,813 |
| 2023 | $5,428.00 (+1.8%) | $394,188 Land $115,628 Building $278,560 |
| 2022 | $5,332.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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