San Joaquin County property record for 2628 Gaines Ct, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,789 sqft · built 2000 |
| Lot Size | 0.121 acres (5,286 sqft) |
| Owner | Trust Name on File |
| Last Sale | $260,000 (Apr 2013) |
| Tax Bill | $4,419 (2026) |
| Deeds & Mortgages | Aug 2021 Transfer Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-440-170-000 |
| Primary APN | 238-440-170-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,789 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,286 sqft (0.121 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-440-17 |
|---|---|
| Street Address | 2628 GAINES CT |
| City | TRACY |
| State | CA |
| Zip | 95377-7907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 01-FM PT OF 238-040-09 |
| Legal Subdivision | LYON CROSSROADS |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5211 |
2628 Gaines Ct is held in a trust since March 2021.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2628 GAINES CT, TRACY, CA 95377-7907 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Intrafamily Transfer, Transfer FNTG LENDERS DIRECT |
| Apr 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 10, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2013 · Amount on File |
| Deed Sale | Apr 16, 2013 · Amount on File |
| Prior Sale | Feb 19, 2004 · Amount on File |
| Deed Document Number | 201349910 |
| Last Transfer Date | Mar 12, 2021 |
| Transfer Doc | 0000068872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 17, 2021 |
| Property Address | 2628 GAINES CT, TRACY, CA 95377-7907 |
| Document Number | 0000137691 |
| Map Reference | MB 34 PG 100 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021-137691 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FNTG LENDERS DIRECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2628 GAINES CT, TRACY, CA 95377-7907 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 20, 2021 |
| Property Address | 2628 GAINES CT, TRACY, CA 95377-7907 |
| Document Number | 0000068872 |
| Map Reference | MB 34 PG 100 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021-068872 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | FNTG BUILDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2628 GAINES CT, TRACY, CA 95377-7907 |
| Document Number | 0000068873 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021-068873 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 10, 2017 |
| Property Address | 2628 GAINES CT, TRACY, CA 95377-7907 |
| Document Number | 0000117219 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 117219 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 151 ESTRELLA RD FREMONT CA 945393026, FREMONT, CA 94539-3026 |
The 2026 property tax bill for 2628 Gaines Ct was $4,419, down 13.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,419.00 (-13.2%) | ||
| 2025 | $5,091.00 | $320,160 Land $80,038 Building $240,122 | |
| 2023 | $4,677.00 (-3.63%) | $307,730 Land $76,931 Building $230,799 | $657,270 |
| 2022 | $4,853.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2628 Gaines Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2628 Gaines Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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