Schoharie County and Summit Town property record for 2641 State Rte 10, Summit, NY 12175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,089 sqft · built 1977 |
| Lot Size | 14.9 acres (649,915 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Dec 2010) |
| Tax Bill | $5,835 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 111.-5-8.2 |
| Primary APN | 434800 111.-5-8.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,089 sqft Living Area |
| 1st Floor Area | 894 sqft |
| 2nd Floor Area | 195 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 649,915 sqft (14.9 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Slab |
| Porch Area | 448 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J211003 |
|---|---|
| Street Address | 2641 STATE ROUTE 10 |
| City | SUMMIT |
| State | NY |
| Zip | 12175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 5 |
| Legal Lot Number | 8.002 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2641 STATE ROUTE 10, SUMMIT, NY 12175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2010 · Amount on Record |
| Deed Sale | Dec 22, 2010 · Amount on Record |
| Deed Book / Page | 910 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 2641 STATE ROUTE 10, SUMMIT, NY 12175 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000804719 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 804719 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,835.00 (-0.15%) Homeowner's exemption | ||
| 2025 | $5,844.00 (+17.66%) | $88,100 (-) Land $22,500 Building $65,600 | $228,831 (+11.04%) Land $58,442 Building $170,389 |
| 2023 | $88,100 Land $22,500 Building $65,600 | $206,082 Land $52,632 Building $153,450 | |
| 2020 | $4,967.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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