2595 State Rte 10, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 2595 State Rte 10, Summit, NY 12175 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1988
Square Footage1,350 sqft Living Area
Lot Size222,156 sqft (5.1 acres)
OccupancyOwner Occupied
Last Sale$80,000 (2021)
Tax Bill$3,655.00 (2025)

Property Details

APN / Parcel Number

Primary APN434800 123.-3-36
Alternative APNs
  • 480012300000030360000000
  • 545J187009

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,350 sqft Living Area
1st Floor900 sqft 1st Floor
Upper Floors450 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRustic Style
Exterior MaterialWood Exterior
Foundation TypeNo Foundation Foundation
Lot Area222,156 sqft (5.1 acres)
Lot Width301 ft Width
Porch Area474 sqft Porch

Utilities and HVAC

Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number545J187009
Street Address2595 STATE ROUTE 10
CitySUMMIT
StateNY
Zip12175-2502
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number36.000
JurisdictionSCHOHARIE NY
Minor Civil DivisionSUMMIT
Census Blockgroup1
Census Block1032
Census Tract740500

Owner

Source: Schoharie County and Summit Town records · APN 434800 123.-3-36

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2595 STATE ROUTE 10, SUMMIT, NY 12175-2502
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed, Transfer
Jan 17, 2020Deed of Trust, Mortgage · Stand Alone Refinance
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Deed Doc Number2021796076
Deed Book / Page1147 / 53
Record RefreshedJun 08, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateSep 21, 2021
Property Address2595 STATE ROUTE 10, SUMMIT, NY 12175-2502
Document Number0001147/53
Book / Page1147 / 53
Instrument DateSep 07, 2021
Instrument796076
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 N WOODHULL RD, HUNTINGTON, NY 11743-2826

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address2595 STATE ROUTE 10, SUMMIT, NY 12175-2502
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1865/221
DateJan 17, 2020
Book Page1865/221
Instrument772418
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term121 Months
DueFeb 01, 2030

Tax Assessment & Valuation

Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,655.00 (+26.65%)$55,095 (-) Land $13,700 Building $41,395$143,104 (+11.04%) Land $35,584 Building $107,520
2023$55,095 Land $13,700 Building $41,395$128,877 Land $32,047 Building $96,830
2020$2,886.00

Flood & Wildfire

2595 State Rte 10 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on State Rte 10

Nearby Streets

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