2637 State Rte 10, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 2637 State Rte 10, Summit, NY 12175 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1986
Square Footage	1,056 sqft Living Area
Lot Size	220,414 sqft (5.06 acres)
Occupancy	Owner Occupied
Last Sale	$110,000 (2002)
Tax Bill	$5,917.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`434800 123.-3-4`
Alternative APNs	`480012300000030040000000` `545J190016`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,056 sqft Living Area
1st Floor	1,056 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	220,414 sqft (5.06 acres)
Lot Width	364 ft Width
Garage Type	Basement Garage
Porch Area	384 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	545J190016
Street Address	2637 STATE ROUTE 10
City	SUMMIT
State	NY
Zip	12175-2504
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	SUMMIT
Census Blockgroup	1
Census Block	1032
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records · APN 434800 123.-3-4

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2637 STATE ROUTE 10, SUMMIT, NY 12175-2504
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2002 · Amount on Record
Deed Sale	Oct 16, 2002 · Amount on Record
Prior Sale	Feb 26, 1996 · Amount on Record
Deed Book / Page	725 / 170
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,917.00 (+17.49%)	$89,200 (-) Land $13,600 Building $75,600	$231,688 (+11.04%) Land $35,325 Building $196,363
2023		$89,200 Land $13,600 Building $75,600	$208,655 Land $31,813 Building $176,842
2020	$5,036.00

Flood & Wildfire

2637 State Rte 10 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.