2694 State Rte 10, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 2694 State Rte 10, Summit, NY 12175 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	2,571 sqft Living Area
Lot Size	3,213,857 sqft (73.7 acres)
Occupancy	Owner Occupied
Last Sale	$35,800 (1999)
Tax Bill	$7,934.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`434800 123.-3-6`
Alternative APNs	`480012300000030060000000` `545J100393`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	2,571 sqft Living Area
1st Floor	1,714 sqft 1st Floor
Upper Floors	857 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	3,213,857 sqft (73.7 acres)
Lot Width	1,420 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	576 sqft Garage

Utilities and HVAC

Heating System	Hot Water Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	545J100393
Street Address	2694 STATE ROUTE 10
City	SUMMIT
State	NY
Zip	12175
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Block	3
Legal Lot Number	6.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	SUMMIT
Census Blockgroup	1
Census Block	1041
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records · APN 434800 123.-3-6

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2694 STATE ROUTE 10, SUMMIT, NY 12175
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 1999 · Amount on Record
Deed Sale	Mar 11, 1999 · Amount on Record
Deed Book / Page	649 / 331
Record Refreshed	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Sep 16, 2025
Property Address	2694 STATE ROUTE 10, SUMMIT, NY 12175
Document Number	001242/102
Book / Page	1242 / 102
Instrument Date	Aug 28, 2025
Instrument	829864
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	225 LAUREL LN, SYOSSET, NY 11791-1908

Mortgage

Document Number	0002128/54
Date	Sep 16, 2025
Book Page	2128/54
Instrument	829866

Lender

Name	BANK OF RICHMONDVILLE

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,934.00 (+23.37%)	$122,500 (-) Land $47,000 Building $75,500	$318,182 (+11.04%) Land $122,078 Building $196,104
2023		$122,500 Land $47,000 Building $75,500	$286,550 Land $109,942 Building $176,608
2020	$6,431.00

Flood & Wildfire

2694 State Rte 10 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 7th percentile of exposed land nationally · 11th in New York
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.