Caldwell County property record for 2603 Spears Rd, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,288 sqft · built 1960 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,115 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06 47 2 38 |
| Primary APN | 06 47 2 38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,288 sqft Heated Area |
| Gross Area | 1,904 sqft |
| 1st Floor Area | 1,288 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Mixed |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 178505 |
|---|---|
| Street Address | 2603 SPEARS RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-9748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1844 PG 1438 YR 2014 ST 180.00 BY WILL |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 30200 |
Source: Caldwell County assessment roll, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2603 SPEARS RD, LENOIR, NC 28645-9748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Also Known As (AKA) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Gamewell Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,700 (-) Land $11,400 Building $154,300 | ||
| 2025 | $2,115.00 (+264.03%) | $165,700 (+107.38%) Land $11,400 Building $154,300 | $165,700 (+107.38%) Land $11,400 Building $154,300 |
| 2023 | $79,900 (-) Land $9,800 Building $70,100 | $79,900 (-) Land $9,800 Building $70,100 | |
| 2022 | $581.00 | $79,900 Land $9,800 Building $70,100 | $79,900 Land $9,800 Building $70,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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