Scott County property record for 264 Ransom Trce, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,673 sqft · built 2007 |
| Lot Size | 0.171 acres (7,440 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,421 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-409.000 |
| Primary APN | 140-40-409.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,673 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,440 sqft (0.171 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 264 RANSOM TRCE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD PLACE |
| Legal Subdivision | BRADFORD PLACE |
| Legal Lot Number | 63 |
| Legal Unit | 3H |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40203 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 264 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Mar 25, 2020 | Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2024 |
| Deed Sale | Aug 30, 2024 |
| Prior Sale | Mar 25, 2020 · Amount on Record |
| Deed Document Number | 2024509410 |
| Deed Book / Page | 451 / 641 |
| Prior Transfer Date | Aug 5, 2024 |
| Prior Transfer Doc | 00D451/641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 21, 2026 |
| Property Address | 264 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Document Number | 0000599113 |
| Book / Page | 1915 / 141 |
| Instrument Date | Aug 15, 2026 |
| Instrument | 2026599113 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 264 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Document Number | 0000599113, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 1915/141 |
| Instrument | 2026599113 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 264 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1447/807 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | M1447/807 |
| Instrument | 401775 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 264 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1569/606 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | M1569/606 |
| Instrument | 426230 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 25, 2020 |
| Property Address | 264 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Document Number | 00D413/257 |
| Book / Page | D413 / 257 |
| Map Reference | CAB 8 SL 125 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 413564 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 CROSS PARK DR, 102, GEORGETOWN, KY 40324-8519 |
| Name | Verified Name |
|---|---|
| Address | 264 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Document Number | 0000413565 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 413565 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,900 (-) | $271,900 (-) | |
| 2025 | $2,421.00 (+11.57%) | $271,900 (+13.58%) | $271,900 (+13.58%) |
| 2023 | $2,170.00 (+23.58%) | $239,400 (+18.22%) Land $42,000 Building $197,400 | $239,400 (+18.22%) Land $42,000 Building $197,400 |
| 2022 | $1,756.00 | $202,500 Land $35,000 Building $167,500 | $202,500 Land $35,000 Building $167,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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