258 Ransom Trce, Georgetown, KY 40324 Property Records

Scott County property record for 258 Ransom Trce, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,924 sqft · built 2004
Lot Size0.213 acres (9,287 sqft)
OwnerIndividual Name on Record
Last Sale$530,000 (Feb 2024)
Tax Bill$2,575 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN140-40-456.000

Property Details

APN / Parcel Number

Primary APN140-40-456.000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,924 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area9,287 sqft (0.213 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address258 RANSOM TRCE
CityGEORGETOWN
StateKY
Zip40324-2150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRADFORD PLACE
Legal SubdivisionBRADFORD PLACE
Legal Lot Number66
Legal Unit3H
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group3
Census Block3001
Census Tract40203

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address258 RANSOM TRCE, GEORGETOWN, KY 40324-2150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Mar 19, 2018Deed, Transfer · FHA Mortgage
REPUBLIC STATE MORTGAGE CO
Nov 15, 2017Deed, Transfer
UNITED BANK & CAPITAL TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2024 · Amount on Record
Deed SaleFeb 15, 2024 · Amount on Record
Prior SaleMar 19, 2018 · Amount on Record
Deed Document Number2024493119
Deed Book / Page447 / 327
Prior Transfer DateJul 26, 2012
Prior Transfer DocD346/730
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address258 RANSOM TRCE, GEORGETOWN, KY 40324-2150
Transaction TypeMortgage
Record UpdatedOct 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1753/617
DateSep 11, 2023
Book PageM1753/617
Instrument482640
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address258 RANSOM TRCE, GEORGETOWN, KY 40324-2150
Transaction TypeMortgage
Record UpdatedAug 7, 2020
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1526/697
DateJul 24, 2020
Book PageM1526/697
Instrument419185
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMar 19, 2018
Property Address258 RANSOM TRCE, GEORGETOWN, KY 40324-2150
Document NumberD395/731
Book / PageD395 / 731
Map ReferenceCAB8 SL125
Instrument DateMar 7, 2018
Instrument383978
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address156 FERGUSON LN, 156, GEORGETOWN, KY 40324-1284

Transferred To (Grantee/Buyer)

NameVerified Name
Address258 RANSOM TRCE, GEORGETOWN, KY 40324-2150

Mortgage

Document Number383979
DateMar 19, 2018
Instrument383979
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048
Interest
Rate TypeAdjustable Rate

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateNov 15, 2017
Property Address258 RANSOM TRCE, GEORGETOWN, KY 40324-2150
Document NumberD392/355
Book / PageD392 / 355
Map ReferenceCAB 8 PG125
Instrument377670
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address121 BACCOON RUN, 121, GEORGETOWN, KY 40324

Transferred To (Grantee/Buyer)

NameVerified Name
Address258 RANSOM TRCE, GEORGETOWN, KY 40324-2150

Mortgage

Document Number377671
DateNov 15, 2017
Instrument377671
Lender
NameUNITED BANK & CAPITAL TRUST CO
TypeBank
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$289,200 (-)$289,200 (-)
2025$2,575.00 (+11.81%)$289,200 (+13.86%)$289,200 (+13.86%)
2023$2,303.00 (+23.55%)$254,000 (+18.19%) Land $42,000 Building $212,000$254,000 (+18.19%) Land $42,000 Building $212,000
2022$1,864.00$214,900 Land $35,000 Building $179,900$214,900 Land $35,000 Building $179,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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