260 Ransom Trce, Georgetown, KY 40324 Property Records

Scott County property record for 260 Ransom Trce, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3,065 sqft · built 2007
Lot Size0.192 acres (8,350 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Apr 2019)
Tax Bill$3,128 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN140-40-442.000

Property Details

APN / Parcel Number

Primary APN140-40-442.000

Interior

Stories2 Stories
Building Area3,065 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area8,350 sqft (0.192 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address260 RANSOM TRCE
CityGEORGETOWN
StateKY
Zip40324-2150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRADFORD PLACE
Legal SubdivisionBRADFORD PLACE
Legal Lot Number65
Legal Unit3H
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group3
Census Block3001
Census Tract40203

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address260 RANSOM TRCE, GEORGETOWN, KY 40324-2150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Deed of Trust, Mortgage · USDA Mortgage
USDA
Apr 10, 2019Deed, Transfer · Conventional Mortgage
PEOPLES EXCHANGE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2019 · Amount on Record
Deed SaleApr 10, 2019 · Amount on Record
Prior SaleAug 29, 2014 · Amount on Record
Deed Document Number2019398912
Deed Book / Page404 / 631
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address260 RANSOM TRCE, GEORGETOWN, KY 40324-2150
Transaction TypeMortgage
Record UpdatedFeb 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 RANSOM TRCE, GEORGETOWN, KY 40324-2150

Mortgage

Document Number0M1771/525
DateFeb 9, 2024
Book PageM1771/525
Instrument492756
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term303 Months
DueMay 1, 2049

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateApr 10, 2019
Property Address260 RANSOM TRCE, GEORGETOWN, KY 40324-2150
Document NumberD404/631
Book / PageD404 / 631
Map ReferenceCAB 8 SL 128
Instrument DateApr 4, 2019
Instrument398912
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address601 SHOSHONI TRL, 601, GEORGETOWN, KY 40324-1033

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 RANSOM TRCE, GEORGETOWN, KY 40324-2150

Mortgage

Document Number398913
DateApr 10, 2019
Instrument398913
Lender
NamePEOPLES EXCHANGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$351,200 (-)$351,200 (-)
2025$3,128.00 (+3.3%)$351,200 (+5.15%)$351,200 (+5.15%)
2023$3,028.00 (+31.37%)$334,000 (+25.71%) Land $42,000 Building $292,000$334,000 (+25.71%) Land $42,000 Building $292,000
2022$2,305.00$265,700 Land $35,000 Building $230,700$265,700 Land $35,000 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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