Scott County property record for 256 Ransom Trce, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 2004 |
| Lot Size | 0.212 acres (9,278 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $21,250 (Jan 2018) |
| Tax Bill | $2,247 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-469.000 |
| Primary APN | 140-40-469.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 9,278 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 256 RANSOM TRCE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD PLACE |
| Legal Subdivision | BRADFORD PLACE |
| Legal Lot Number | 67 |
| Legal Unit | 3H |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40203 |
Source: Scott County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 256 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jan 19, 2018 | Deed, Construction Loan · Construction Mortgage WHITAKER BANK INC |
| Mar 21, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2018 · Amount on Record |
| Deed Sale | Jan 19, 2018 · Amount on Record |
| Prior Sale | Mar 21, 2017 · Amount on Record |
| Deed Document Number | 380956 |
| Deed Book / Page | D394 / 370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 256 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | M1329/274 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | M1329/274 |
| Instrument | 366948 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 256 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1537/391 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | M1537/391 |
| Instrument | 421045 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 19, 2018 |
| Property Address | 256 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Document Number | D394/370 |
| Book / Page | D394 / 370 |
| Map Reference | CAB8 SLIDE338 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 380956 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 SANTA MONICA DR, 135, GEORGETOWN, KY 40324-8886 |
| Name | Verified Name |
|---|---|
| Address | 256 RANSOM TTRACE, GEORGETOWN, KY 40324-2150 |
| Document Number | 380957 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 380957 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 17, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 21, 2017 |
| Property Address | 256 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Document Number | D385/667 |
| Book / Page | D385 / 667 |
| Map Reference | CAB8 SL125 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 366947 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $164.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 REDDING RD, 120, GEORGETOWN, KY 40324-1000 |
| Name | Verified Name |
|---|---|
| Address | 256 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
Source: Scott County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,247.00 (+11.4%) | $252,300 (+13.39%) | $252,300 (+13.39%) |
| 2023 | $2,017.00 (+16.39%) | $222,500 (+11.36%) Land $42,000 Building $180,500 | $222,500 (+11.36%) Land $42,000 Building $180,500 |
| 2022 | $1,733.00 | $199,800 Land $35,000 Building $164,800 | $199,800 Land $35,000 Building $164,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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