Laurens County property record for 264 Loretta Ln, Waterloo, SC 29384 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 20,390 sqft (0.468 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $714.00 (2025) |
Source: Laurens County records · APN 277-00-00-026
Assessment roll updated February 3, 2026 · Last verified April 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 264 LORETTA LN, WATERLOO, SC 29384-3744 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Feb 23, 2017 | Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2024 |
| Transfer Doc | 0D18140022 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 264 LORETTA LN, WATERLOO, SC 29384-3744 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M30220214 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | M3022/214 |
| Instrument | 2024003257 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | 737 PLANTATION RD, LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 05, 2049 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 264 LORETTA LN, WATERLOO, SC 29384-3744 |
| Document Number | 0023450264 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 264 LORETTA LN WATERLOO SC 293843744, WATERLOO, SC 29384-3744 |
| Document Number | 0023450264 |
|---|---|
| Date | Apr 07, 2017 |
| Book Page | 002345/000264 |
| Instrument | 3267 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | COLUMBIA, SC 29210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 06, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Laurens County records · Assessment roll updated February 3, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $714.00 (+4.39%) Homeowner's exemption | $3,930 (-) Land $2,210 Building $1,720 | |
| 2024 | $684.00 (+41.61%) Homeowner's exemption | $3,930 (-0.05%) Land $2,210 Building $1,720 | |
| 2023 | $483.00 (-26.82%) | $3,932 (+0.05%) Land $2,208 Building $1,724 | $98,300 (-31.74%) Land $55,200 Building $43,100 |
| 2022 | $660.00 | $3,930 Land $2,210 Building $1,720 | $144,000 (-) Land $100,000 Building $44,000 |
| 2021 | $144,000 Land $100,000 Building $44,000 |
Source: FEMA National Flood Hazard Layer, Laurens County (45059C), updated June 20, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 277-00-00-026 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,390 sqft (0.468 acres) |
|---|
| Street Address | 264 LORETTA LN |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-3744 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE LT OFF HWY 30-914 |
| Jurisdiction | LAURENS SC |
| Minor Civil Division | CROSS HILL |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 921001 |
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