Laurens County property record for 171 Loretta Ln, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $393,750 (Dec 2025) |
| Tax Bill | $577 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 277-00-00-083 |
| Primary APN | 277-00-00-083 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 2770000083 95712189 |
|---|---|
| Street Address | 171 LORETTA LN |
| City | WATERLOO |
| State | SC |
| Zip | 29384-3743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 171 LORETTA LANE |
| Legal Subdivision | LORETTA LANE IMPROVEMENT |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 171 LORETTA LN, WATERLOO, SC 29384-3743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 8, 2025 | Deed of Distribution, Transfer |
| Dec 8, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 25, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on Record |
| Deed Sale | Dec 8, 2025 · Amount on Record |
| Prior Sale | Dec 8, 2025 |
| Deed Document Number | 2025011114 |
| Deed Book / Page | D1958 / 193 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 171 LORETTA LN, WATERLOO, SC 29384-3743 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 104 ARBOR CT, GREENWOOD, SC 29649-7950 |
| Document Number | 0M32670054 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | M3267/54 |
| Instrument | 2026002060 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Dec 8, 2025 |
| Property Address | 171 LORETTA LN, WATERLOO, SC 29384-3743 |
| Document Number | 0D19580190 |
| Book / Page | D1958 / 190 |
| Map Reference | MB 45 PG 187 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2025011113 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 171 LORETTA LN, WATERLOO, SC 29384-3743 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Dec 8, 2025 |
| Property Address | 171 LORETTA LN, WATERLOO, SC 29384-3743 |
| Document Number | 0D19580193 |
| Book / Page | D1958 / 193 |
| Map Reference | MB 45 PG 187 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2025011114 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,024.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 171 LORETTA LN, WATERLOO, SC 29384-3743 |
| Document Number | 2025011115 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025011115 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Nov 25, 2019 |
| Property Address | 171 LORETTA LN, WATERLOO, SC 29384-3743 |
| Document Number | 0014790284 |
| Book / Page | 001479 / 000284 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 11480 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 171 LORETTA LN WATERLOO SC 293843743, WATERLOO, SC 29384-3743 |
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $577.00 (+4.34%) Homeowner's exemption | $5,100 (-) Land $2,200 Building $2,900 | |
| 2024 | $553.00 (+40.36%) Homeowner's exemption | $5,100 (-0.08%) Land $2,200 Building $2,900 | |
| 2023 | $394.00 Homeowner's exemption | $5,104 (+0.08%) Land $2,204 Building $2,900 | $127,600 (-35.88%) Land $55,100 Building $72,500 |
| 2022 | Homeowner's exemption | $5,100 Land $2,200 Building $2,900 | $199,000 (-) Land $125,000 Building $74,000 |
| 2021 | $199,000 Land $125,000 Building $74,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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