Laurens County property record for 199 Loretta Ln, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $291,000 (Jan 2017) |
| Tax Bill | $2,178 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 277-00-00-042 |
| Primary APN | 277-00-00-042 |
|---|---|
| Alternative APNs |
|
| Lot Area | 46,609 sqft (1.07 acres) |
|---|
| Old Parcel Number | 2770000042 95708089 |
|---|---|
| Street Address | 199 LORETTA LN |
| City | WATERLOO |
| State | SC |
| Zip | 29384-3743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:55 MAP REF:1302-25 B23-7 |
| Legal Subdivision | DEWITT M DYE JR & HELEN W DYE |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 199 LORETTA LN, WATERLOO, SC 29384-3743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK NA |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 4, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2017 · Amount on Record |
| Deed Sale | Jan 4, 2017 · Amount on Record |
| Prior Sale | Oct 6, 2008 · Amount on Record |
| Deed Document Number | 2017000102 |
| Deed Book / Page | D1302 / 025 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 199 LORETTA LN, WATERLOO, SC 29384-3743 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 199 LORETTA LN, WATERLOO, SC 29384-3743 |
| Document Number | 0M32090177 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | M3209/177 |
| Instrument | 2025009065 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | 1101 1ST ST S, WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 20, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 199 LORETTA LN, WATERLOO, SC 29384-3743 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0M27750238 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | M2775/238 |
| Instrument | 2021011651 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jan 4, 2017 |
| Property Address | 199 LORETTA LN, WATERLOO, SC 29384-3743 |
| Document Number | 0013020025 |
| Book / Page | 001302 / 000025 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 102 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,076.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 199 LORETTA LN WATERLOO SC 293843743, WATERLOO, SC 29384-3743 |
| Document Number | 23270139, |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 002327/000139 |
| Instrument | 103 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2047 |
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,178.00 (+4.71%) Homeowner's exemption | $12,790 (+0.08%) Land $5,010 Building $7,780 | |
| 2024 | $2,080.00 (+45.96%) Homeowner's exemption | $12,780 (-) Land $5,000 Building $7,780 | |
| 2023 | $1,425.00 (-2.8%) | $12,780 (+38.31%) Land $5,000 Building $7,780 | $319,500 (+38.31%) Land $125,000 Building $194,500 |
| 2022 | $1,466.00 | $9,240 Land $5,000 Building $4,240 | $231,000 (-27.74%) Land $125,000 Building $106,000 |
| 2021 | $319,700 Land $125,200 Building $194,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures