Laurens County property record for 205 Loretta Ln, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Dec 2005) |
| Tax Bill | $2,084 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 277-00-00-021 |
| Primary APN | 277-00-00-021 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 2770000021 95705989 |
|---|---|
| Street Address | 205 LORETTA LN |
| City | WATERLOO |
| State | SC |
| Zip | 29384-3744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:55 MAP REF:766-48 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 921001 |
205 Loretta Ln is owned by two individuals who bought it in December 2005.
Source: Laurens County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 BOGAN RD, JONESVILLE, SC 29353-2741 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2005 · Amount on File |
| Deed Sale | Dec 2, 2005 · Amount on File |
| Deed Document Number | 0000076648 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 205 Loretta Ln was $2,084, up 1.7% from the year before.
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,084.00 (+1.71%) | $5,920 (-) Land $2,900 Building $3,020 | |
| 2024 | $2,049.00 (+11.66%) | $5,920 (-) Land $2,900 Building $3,020 | |
| 2023 | $1,835.00 (+0.77%) | $5,920 (+10.65%) | $98,600 (-36.79%) Building $98,600 |
| 2022 | $1,821.00 | $5,350 Land $2,900 Building $2,450 | $156,000 (-5.74%) Land $115,000 Building $41,000 |
| 2021 | $165,500 Land $115,000 Building $50,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 205 Loretta Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 205 Loretta Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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