Santa Rosa County property record for 2609 Gemstone Cir, Pace, FL 32571 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,936 sqft Heated Area |
| Lot Size | 22,041 sqft (0.505 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $304,638 (2017) |
| Tax Bill | $3,341.00 (2024) |
Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0500
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 2609 GEMSTONE CIR, PACE, FL 32571-6875 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Feb 04, 2020 | Deed of Trust, Mortgage · Small Business Association Mortgage CENTENNIAL BANK |
| Jan 14, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Aug 29, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on Record |
| Deed Sale | Aug 29, 2017 · Amount on Record |
| Prior Sale | Aug 29, 2017 · Amount on Record |
| Deed Doc Number | 0036561409 |
| Deed Book / Page | 3656 / 1409 |
| Last Transfer Date | Jan 14, 2021 |
| Transfer Doc | 0040561275 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2609 GEMSTONE CIR, PACE, FL 32571-6875 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039150967 |
|---|---|
| Date | Feb 04, 2020 |
| Book Page | 3915/967 |
| Instrument | 202005423 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | LUTZ, FL 33549 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 14, 2021 |
| Property Address | 2609 GEMSTONE CIR, PACE, FL 32571-6875 |
| Document Number | 0040561275 |
| Book / Page | 4056 / 1275 |
| Map Reference | MB 12 PG 29&30 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 202102672 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 5091 BERRYHILL RD, MILTON, FL 32570-8166 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 29, 2017 |
| Property Address | 2609 GEMSTONE CIR, PACE, FL 32571-6875 |
| Document Number | 0036561409 |
| Book / Page | 3656 / 1409 |
| Map Reference | MB12 PG29-30 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 201735819 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,132.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 2609 GEMSTONE CIR, PACE, FL 32571-6875 |
| Document Number | 0201735820 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 201735820 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,341.00 (+3.09%) Homeowner's exemption | $295,782 (+3%) | $438,740 (+3.09%) Land $80,000 Building $358,740 |
| 2023 | $3,241.00 (+2.53%) Homeowner's exemption | $287,167 (+3%) | $425,572 (+7.78%) Land $70,000 Building $355,572 |
| 2022 | $3,161.00 Homeowner's exemption | $278,803 | $394,847 Land $48,000 Building $346,847 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 51% of the US · above 21% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 680 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-2N-30-0077-00J00-0500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,936 sqft Heated Area |
| Gross Area | 3,698 sqft Gross Area |
| 1st Floor | 3,442 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 22,041 sqft (0.505 acres) |
| Depth X Width | 1,750 ft x 1,260 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 506 sqft Garage |
| Porch | Open Porch |
| Porch Area | 256 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 232N30007700J000500 |
|---|---|
| Street Address | 2609 GEMSTONE CIR |
| City | PACE |
| State | FL |
| Zip | 32571-6875 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | *ENHNCD LIFE EST RESV IN:* ASHLEY PLANTATION PHASE 4-A LOT 50 BLK J AS DES IN OR 3656 PG 1409 & E-L/E IN OR 4056 PG 1275 |
| Legal Range | 30W |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | ENHNCD LIFE EST |
| Legal Phase | 4 |
| Legal Block | J |
| Legal Lot Number | 50 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 10302 |
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