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2584 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 2584 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details7 bd · 4 ba · 4,626 sqft · built 1976
Lot Size8.6 acres (374,616 sqft)
OwnerIndividual Name on File
Last Sale$1,037,875 (Oct 2025)
Tax Bill$8,619 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33543

Property Details

APN / Parcel Number

Primary APN33543
Alternative APNs
  • 390430 115098 0000
  • 107849

Interior

Bedrooms7 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area4,626 sqft Living Area
1st Floor Area1,938 sqft
2nd Floor Area2,688 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeBlock
Roof MaterialTile
Lot Area374,616 sqft (8.6 acres)
Garage TypeBuilt-in
Garage Area750 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Patio Area654 sqft
BalconyBalcony
Balcony Area174 sqft
Storage Building1,700 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number33543
Street Address2584 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-7557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 ADELE B CLUSTER SHORT PLAT AS REC AF 1990302112-EXC PTN TO WHATCOM CO FOR RD DESC AF 930323123
Legal Range04
Legal Township39
Legal Section30
Legal SubdivisionADELE B CLUSTER SHORT PLAT
Legal Lot Number3
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1010
Census Tract10702

Owner

Source: Whatcom County records · APN 33543

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2584 E SMITH RD, BELLINGHAM, WA 98226-7557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Prior SaleApr 21, 2006
Deed Document Number2025-1001385
Record UpdatedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateOct 17, 2025
Property Address2584 E SMITH RD, BELLINGHAM, WA 98226-7557
Document Number0001001385
Map ReferenceAF 1990302112
Instrument DateOct 15, 2025
Instrument2025-1001385
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$17,534.18
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2584 E SMITH RD, BELLINGHAM, WA 98226-7557

Mortgage

Document Number0001001386
DateOct 17, 2025
Instrument2025-1001386
Lender
NameMECHANICS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMount Baker School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,619.00 (-2.69%)$1,118,216 (-2.69%) Land $297,563 Building $820,653$1,118,216 (-2.69%) Land $297,563 Building $820,653
2024$8,857.00 (+35.35%)$1,149,124 (+22%) Land $436,692 Building $712,432$1,149,124 (+22%) Land $436,692 Building $712,432
2022$941,882 Land $357,936 Building $583,946$941,882 Land $357,936 Building $583,946
2021$6,544.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730107021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims17 (1983–2021)
Most Recent ClaimNov 2021, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims
  • Severe Storms & Flooding, Nov 1990 · 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Northwest FiberFiber6,000 / 6,000
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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