2637 el Charro Dr, Modesto, CA 95354 Property Records

Stanislaus County property record for 2637 el Charro Dr, Modesto, CA 95354

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,865 sqft · built 1972
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$242,500 (Sep 2017)
Tax Bill$3,031 (2026)
Deeds & MortgagesJan 2020 Mortgage
Dec 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN033-061-025-000

Property Details

APN / Parcel Number

Primary APN033-061-025-000
Alternative APNs
  • 0336125000
  • 0336125

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,865 sqft Living Area
Gross Area1,763 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood
Lot Area3,049 sqft (0.07 acres)
View / LotZero Lot Line
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2637 EL CHARRO DR
CityMODESTO
StateCA
Zip95354-3217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRANADA PARK NO 1, BLK 2451 LOT 23
Legal SubdivisionGRANADA PARK 01
Legal Block2451
Legal Lot Number23
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1011
Census Tract2004

Owner

2637 el Charro Dr is owned and occupied by an individual who bought it in September 2017.

Source: Stanislaus County records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address2637 EL CHARRO DR, MODESTO, CA 95354-3217
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 28, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 20, 2017Grant Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 20, 2017Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Sep 20, 2017Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2017 · Amount on File
Deed SaleSep 20, 2017 · Amount on File
Prior SaleMar 25, 2016 · Amount on File
Deed Document Number201769191
Prior Transfer DateJul 17, 2017
Prior Transfer Doc0000069190
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2637 EL CHARRO DR, MODESTO, CA 95354-3217
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000457
DateJan 7, 2020
Instrument2020-0000457
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2637 EL CHARRO DR, MODESTO, CA 95354-3217
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2637 EL CHARRO DR, MODESTO, CA 95354-3217

Mortgage

Document Number0000107099
DateDec 28, 2020
Instrument2020-0107099
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term350 Months
DueFeb 1, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateSep 20, 2017
Property Address2637 EL CHARRO DR, MODESTO, CA 95354-3217
Document Number0000069191
Map ReferenceVOL22 PG67
Instrument DateJul 17, 2017
Instrument2017-0069191
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2637 EL CHARRO DR, MODESTO, CA 95354-3217

Mortgage

Document Number0000069192
DateSep 20, 2017
Instrument2017-0069192
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateSep 20, 2017
Property Address2637 EL CHARRO DR, MODESTO, CA 95354-3217
Document Number0000069189
Instrument DateJul 17, 2017
Instrument69189
Transaction TypeTransfer
Record UpdatedOct 9, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2637 EL CHARRO DR MODESTO CA 953543217, MODESTO, CA 95354-3217

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateSep 20, 2017
Property Address2637 EL CHARRO DR, MODESTO, CA 95354-3217
Document Number0000069190
Instrument DateJul 17, 2017
Instrument69190
Transaction TypeTransfer
Record UpdatedOct 9, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2637 EL CHARRO DR MODESTO CA 953543217, MODESTO, CA 95354-3217

Tax Assessment & Valuation

The 2026 property tax bill for 2637 el Charro Dr was $3,031, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,031.00 (+1.64%)$281,435 (+2%) Land $87,041 Building $194,394
2025$2,982.00$275,918 Land $85,335 Building $190,583
2023$3,066.00 (+6.16%)$265,206 Land $82,022 Building $183,184
2022$2,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2637 el Charro Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1982–1995)
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2637 el Charro Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, ezWave, Verizon.

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