2632 el Charro Dr, Modesto, CA 95354 Property Records

Stanislaus County property record for 2632 el Charro Dr, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,197 sqft · built 1972
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Nov 2020)
Tax Bill	$3,194 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-061-039-000`

Property Details

APN / Parcel Number

Primary APN	`033-061-039-000`
Alternative APNs	`0336139000` `0336139`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,197 sqft Living Area
1st Floor Area	1,197 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	3,049 sqft (0.07 acres)
View / Lot	Zero Lot Line
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2632 EL CHARRO DR
City	MODESTO
State	CA
Zip	95354-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANADA PARK NO 1, BLK 2452, LOT 9
Legal Subdivision	GRANADA PARK 01
Legal Block	2452
Legal Lot Number	9
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1008
Census Tract	2004

Owner

2632 el Charro Dr is owned and occupied by an individual who bought it in November 2020.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2632 EL CHARRO DR, MODESTO, CA 95354-3218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Grant Deed, Transfer · Commercial Mortgage GOLDEN EMPIRE MORTGAGE INC
Nov 18, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	Oct 16, 2015 · Amount on File
Deed Document Number	202091221
Prior Transfer Date	Jun 20, 2007
Prior Transfer Doc	0000082314
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 18, 2020
Property Address	2632 EL CHARRO DR, MODESTO, CA 95354-3218
Document Number	0000091221
Map Reference	VOL 22 PG 67
Instrument Date	Nov 13, 2020
Instrument	2020-0091221
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2632 EL CHARRO DR, MODESTO, CA 95354-3218

Mortgage

Document Number	0000091224
Date	Nov 18, 2020
Instrument	2020-0091224

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 18, 2020
Property Address	2632 EL CHARRO DR, MODESTO, CA 95354-3218
Document Number	0000091222
Instrument Date	Nov 12, 2020
Instrument	91222
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2632 EL CHARRO DR MODESTO CA 953543218, MODESTO, CA 95354-3218

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 25, 2018
Property Address	2632 EL CHARRO DR, MODESTO, CA 95354-3218
Document Number	0000066287
Instrument Date	Aug 20, 2018
Instrument	66287
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28744 WOODSIDE DR SANTA CLARITA CA 913903100, SANTA CLARITA, CA 91390-3100

Tax Assessment & Valuation

The 2026 property tax bill for 2632 el Charro Dr was $3,194 with a homeowner's exemption, up 1.7% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,194.00 (+1.65%) Homeowner's exemption	$303,619 (+2%) Land $104,886 Building $198,733
2025	$3,142.00 Homeowner's exemption	$297,667 Land $102,830 Building $194,837
2023	$3,216.00 (+6.14%) Homeowner's exemption	$286,110 Land $98,838 Building $187,272
2022	$3,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2632 el Charro Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–1995)
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2632 el Charro Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, ezWave, Verizon.

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