2631 McCormick Rd, Southport (Panama City), FL 32409 Property Records

Bay County property record for 2631 McCormick Rd, Southport, FL 32409

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 840 sqft · built 1984
Lot Size	0.107 acres (4,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Dec 2018)
Tax Bill	$444 (2025)
Deeds & Mortgages	Dec 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`07969-010-000`

Property Details

APN / Parcel Number

Primary APN	`07969-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	840 sqft
1st Floor Area	840 sqft

Exterior

Year Built	Built 1984
Exterior Material	Vinyl
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	74 ft deep x 55 ft wide
Porch	Porch
Porch Area	624 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2631 MCCORMICK RD
City	SOUTHPORT
State	FL
Zip	32409-1597
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	BC16
Legal Description	27 2S 14W -50.1- 101A- BEG 1213.55' E OF SW COR OF SE 1/4 OF SE1/4 FOR POB TH N
Legal Range	14W
Legal Township	02S
Legal Section	27
Jurisdiction	BAY FL
Township / Civil Division	SOUTHPORT
Census Block Group	1
Census Block	1054
Census Tract	203

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5361 HUCKLEBERRY LN, GRACEVILLE, FL 32440-2058
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	2018077113
Deed Book / Page	4071 / 0048
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 19, 2018
Property Address	2631 MCCORMICK RD, SOUTHPORT, FL 32409-1597
Document Number	0040710048
Book / Page	004071 / 000048
Instrument Date	Dec 18, 2018
Instrument	77113
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5361 HUCKLEBERRY LN GRACEVILLE FL 324402058, GRACEVILLE, FL 32440-2058

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$444.00 (+29.82%)	$39,732 (+45.39%) Land $37,231 Building $2,501	$39,732 (+45.39%) Land $37,231 Building $2,501
2023	$342.00 (+8.57%)	$27,328 (-) Land $24,827 Building $2,501	$27,328 (-) Land $24,827 Building $2,501
2022	$315.00	$27,328 Land $24,827 Building $2,501	$27,328 Land $24,827 Building $2,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 326 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	389 units insured incl. 63 condo units
Nearby Flood Claims	20 (1995–2021)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20