2437 McCormick Rd, Southport (Panama City), FL 32409 Property Records

Bay County property record for 2437 McCormick Rd, Southport, FL 32409

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,166 sqft · built 1990
Lot Size	1.13 acres (49,353 sqft)
Owner	Individual Name on Record
Last Sale	$310,500 (Jul 2019)
Tax Bill	$3,436 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07960-030-000`

Property Details

APN / Parcel Number

Primary APN	`07960-030-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,166 sqft Heated Area
Gross Area	3,442 sqft
1st Floor Area	2,166 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	49,353 sqft (1.13 acres)
Lot Dimensions	301 ft deep x 164 ft wide
Garage Type	Mixed
Garage Area	1,152 sqft
Driveway	Driveway
Driveway Area	1,350 sqft
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2437 MCCORMICK RD
City	SOUTHPORT
State	FL
Zip	32409-1592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27 2S 14W -42.4- 101A BEG 1152.39 E & 30' N OF SW COR OF SE1/4 TH N 300.91' E
Legal Range	14W
Legal Township	02S
Legal Section	27
Jurisdiction	BAY FL
Township / Civil Division	SOUTHPORT
Census Block Group	1
Census Block	1043
Census Tract	203

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2437 MCCORMICK RD, SOUTHPORT, FL 32409-1592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Sep 12, 2001 · Amount on Record
Deed Document Number	2019066236
Deed Book / Page	4147 / 0832
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 23, 2019
Property Address	2437 MCCORMICK RD, SOUTHPORT, FL 32409-1592
Document Number	0041470832
Book / Page	4147 / 0832
Instrument Date	Jul 19, 2019
Instrument	2019066236
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,173.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4190 COUNTY ROAD 4316, 4190, LARUE, TX 75770-3135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2437 MCCORMICK RD, SOUTHPORT, FL 32409-1592

Mortgage

Document Number	0004147834
Date	Jul 23, 2019
Instrument	4147/834

Lender

Name	TYNDALL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,436.00 (+5.53%) Homeowner's exemption	$317,339 (+7.24%)	$351,661 (+4.4%) Land $65,623 Building $286,038
2023	$3,256.00 (+11.62%) Homeowner's exemption	$295,918 (+3%)	$336,852 (+7.46%) Land $57,209 Building $279,643
2022	$2,917.00 Homeowner's exemption	$287,299	$313,456 Land $51,787 Building $261,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 326 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	389 units insured incl. 63 condo units
Nearby Flood Claims	20 (1995–2021)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20