2313 McCormick Rd, Southport (Panama City), FL 32409 Property Records

Bay County property record for 2313 McCormick Rd, Southport, FL 32409

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 975 sqft · built 1961
Lot Size1.12 acres (49,179 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Sep 2020)
Tax Bill$849 (2025)
Deeds & MortgagesFeb 2024 Transfer
Sep 2020 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN07955-000-000

Property Details

APN / Parcel Number

Primary APN07955-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area975 sqft Living Area
1st Floor Area975 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialOther
Lot Area49,179 sqft (1.12 acres)
Lot Dimensions300 ft deep x 164 ft wide
Garage TypeCarport
Garage Area275 sqft
CarportCarport
Carport Area275 sqft
PorchScreened/Unfinished Porch
Porch Area452 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address2313 MCCORMICK RD
CityPANAMA CITY
StateFL
Zip32409-1587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description27 2S 14W -38- 101A- BEG 330 E & 30 N OF SW COR OF SE 1/4 TH N 319.95 E 165 S 319.95 W 164.13 TO POB ORB 4777 P 570
Legal Range14W
Legal Township02S
Legal Section27
Legal Tract9
JurisdictionBAY FL
Township / Civil DivisionSOUTHPORT
Census Block Group1
Census Block1043
Census Tract203

Owner

Source: Bay County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2313 MCCORMICK RD, PANAMA CITY, FL 32409-1587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Intrafamily Transfer, Transfer
Sep 21, 2020Warranty Deed, Transfer
NOT AVAILABLE
Apr 3, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2020 · Amount on Record
Deed SaleSep 21, 2020 · Amount on Record
Deed Document Number202061351
Deed Book / Page4299 / 2227
Last Transfer DateFeb 27, 2024
Transfer Doc0047770570
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateFeb 27, 2024
Property Address2313 MCCORMICK RD, SOUTHPORT, FL 32409-1587
Document Number0047770570
Book / Page4777 / 570
Instrument DateFeb 27, 2024
Instrument2024010840
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2313 MCCORMICK RD, PANAMA CITY, FL 32409-1587

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2313 MCCORMICK RD, PANAMA CITY, FL 32409-1587

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 21, 2020
Property Address2313 MCCORMICK RD, SOUTHPORT, FL 32409-1587
Document Number0042992227
Book / Page004299 / 002227
Instrument DateSep 21, 2020
Instrument61351
Transaction TypeTransfer
Record UpdatedOct 9, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2313 MCCORMICK RD SOUTHPORT FL 324091587, SOUTHPORT, FL 32409-1587

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateApr 3, 2018
Property Address2313 MCCORMICK RD, SOUTHPORT, FL 32409-1587
Document Number0039941604
Book / Page003994 / 001604
Instrument DateFeb 1, 2018
Instrument19118
Transaction TypeTransfer
Record UpdatedApr 17, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2313 MCCORMICK RD PANAMA CITY FL 324091587, PANAMA CITY, FL 32409-1587

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$849.00 (-12.02%) Homeowner's exemption$108,294 (+10.02%)$116,247 (+18.1%) Land $65,623 Building $50,624
2024$965.00 (+0.63%)
2023$959.00 (-10.37%) Homeowner's exemption$98,430 (+10.3%) Land $57,209 Building $41,221$98,430 (+10.3%) Land $57,209 Building $41,221
2022$1,070.00$89,235 Land $51,787 Building $37,448$89,235 Land $51,787 Building $37,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 326 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies389 units insured
incl. 63 condo units
Nearby Flood Claims20 (1995–2021)
Claims Outside the SFHA2 of 20
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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