2505 McCormick Rd, Southport (Panama City), FL 32409 Property Records

Bay County property record for 2505 McCormick Rd, Southport, FL 32409

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,439 sqft · built 1990
Lot Size2 acres (87,120 sqft)
Owner2 Owner Names on Record
Last Sale$162,000 (Nov 2001)
Tax Bill$2,787 (2025)
Flood ZoneZone X (moderate risk)
APN07960-020-000

Property Details

APN / Parcel Number

Primary APN07960-020-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,439 sqft Heated Area
Gross Area3,431 sqft
1st Floor Area2,439 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area87,120 sqft (2 acres)
Garage Area504 sqft
PorchPorch
Porch Area488 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2505 MCCORMICK RD
CitySOUTHPORT
StateFL
Zip32409-1595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC16
Legal Description27 2S 14W -42.3- 101A- BEG 1316.52' E & 30' N OF SW COR OF SE1/4 TH N 290.72' E
Legal Range14W
Legal Township02S
Legal Section27
JurisdictionBAY FL
Township / Civil DivisionSOUTHPORT
Census Block Group1
Census Block1043
Census Tract203

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address2505 MCCORMICK RD, SOUTHPORT, FL 32409-1595
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2001 · Amount on Record
Deed SaleNov 2, 2001 · Amount on Record
Deed Document Number2001-061259
Deed Book / Page2082 / 2287
Prior Transfer DateNov 1, 2001
Prior Transfer Doc0020822287
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,787.00 (+7.77%)$225,262 (+10.79%) Land $54,680 Building $170,582$225,262 (+10.79%) Land $54,680 Building $170,582
2023$2,586.00 (+18.08%)$203,319 (+9.19%) Land $54,680 Building $148,639$203,319 (+9.19%) Land $54,680 Building $148,639
2022$2,190.00$186,215 Land $51,000 Building $135,215$186,215 Land $51,000 Building $135,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 326 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies389 units insured
incl. 63 condo units
Nearby Flood Claims20 (1995–2021)
Claims Outside the SFHA2 of 20
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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