Muskegon County property record for 2630 Todd Rd, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1946 |
| Lot Size | 12.1 acres (530,996 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,274 (2025) |
| Deeds & Mortgages | Sep 2021 Reverse Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-06-114-100-0006-20 |
| Primary APN | 61-06-114-100-0006-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 530,996 sqft (12.1 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2630 TODD RD |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-9732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | FRUITLAND TOWNSHIP SEC 14 T11N R17W E 412.5 FT OF SE 1/4 OF NW 1/4 |
| Legal Range | 17W |
| Legal Township | 11N |
| Legal Section | 14 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITLAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 3500 |
Source: Muskegon County records, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2630 TODD RD, WHITEHALL, MI 49461-9732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Nov 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE SHELBY STATE BANK |
| Feb 8, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 8, 2017 |
| Transfer Doc | 0005577157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 2630 TODD RD, WHITEHALL, MI 49461-9732 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2630 TODD RD, WHITEHALL, MI 49461-9732 |
| Document Number | 4275/714 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 4275/714 |
| Instrument | 5741362 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 2630 TODD RD, WHITEHALL, MI 49461-9732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005638647 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 4172/899 |
| Instrument | 5638647 |
| Name | THE SHELBY STATE BANK |
|---|---|
| Type | Bank |
| Address | SHELBY, MI 49455 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Feb 8, 2017 |
| Property Address | 2630 TODD RD, WHITEHALL, MI 49461-9732 |
| Document Number | 0005577157 |
| Book / Page | 004111 / 000351 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 5577157 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2630 TODD RD WHITEHALL MI 494619732, WHITEHALL, MI 49461-9732 |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitland Township |
| Unified School District | Reeths-Puffer Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,900 (+9.82%) | $149,800 (+9.82%) | |
| 2025 | $1,274.00 Homeowner's exemption | $68,200 | $136,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1984–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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