2950 Todd Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 2950 Todd Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,813 sqft · built 1996
Lot Size	10.8 acres (474,368 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2026)
Tax Bill	$3,404 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06114100000500`

Property Details

APN / Parcel Number

Primary APN	`06114100000500`
Alternative APN	`61-06-114-100-0005-00`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,813 sqft Living Area
1st Floor Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	474,368 sqft (10.8 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	148 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2950 TODD RD
City	WHITEHALL
State	MI
Zip	49461-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	FRUITLAND TOWNSHIP SEC 14 T11N R17W PART OF THE SW 1/4 NW 1/4 DESC AS S 1/2 OF SW 1/4 OF NW 1/4 EXC W 3.5 ACS OF S 10 ACS O
Legal Range	17W
Legal Township	11N
Legal Section	14
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	1
Census Block	1022
Census Tract	3500

Owner

Source: Muskegon County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8668 ELLENWOOD ESTATES DR, MONTAGUE, MI 49437-1290
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	20265887760
Deed Book / Page	4422 / 252
Prior Transfer Date	May 28, 2024
Prior Transfer Doc	004370/149
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 1, 2026
Property Address	2950 TODD RD, WHITEHALL, MI 49461-9732
Document Number	0005887760
Book / Page	4422 / 252
Instrument Date	Jun 30, 2026
Instrument	20265887760
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	STAR TITLE SERVICES, STAR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,295.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8668 ELLENWOOD ESTATES DR, MONTAGUE, MI 49437-1290

Mortgage

Document Number	0005887761,
Date	Jul 1, 2026
Instrument	20265887761

Lender

Name	CALCON MUTUAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 30, 2020
Property Address	2950 TODD RD, WHITEHALL, MI 49461-9732
Document Number	004228/642
Book / Page	4228 / 642
Instrument Date	Jul 10, 2020
Instrument	5694336
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38507 WINDFLOWER AVE, 38507, ZEPHYRHILLS, FL 33542-6364

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2950 TODD RD, WHITEHALL, MI 49461-9732

Mortgage

Document Number	0004228643
Date	Jul 30, 2020
Instrument	4228/643

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Reeths-Puffer Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,000 (+7.55%)	$282,000 (+7.55%)
2025	$3,404.00 (+2.47%) Homeowner's exemption	$131,100	$262,200
2024	$3,322.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1984–1989)
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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