263 Thornecliffe Dr, State Road, NC 28676 Property Records

Surry County property record for 263 Thornecliffe Dr, State Road, NC 28676

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,350 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$472,000 (Jul 2026)
Tax Bill	$2,350 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4954-03-22-0189`

Property Details

APN / Parcel Number

Primary APN	`4954-03-22-0189`
Alternative APN	`100120214`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,350 sqft Living Area
1st Floor Area	1,990 sqft
Attic	Attic
Attic Area	360 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	504 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100120214
Street Address	263 THORNECLIFFE DR
City	STATE ROAD
State	NC
Zip	28676-9263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 9 THORNECLIFFE PB 14 PG 47
Legal Subdivision	THORNECLIFFE
Legal Lot Number	9
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	3
Census Block	3028
Census Tract	930802

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	263 THORNECLIFFE DR, STATE ROAD, NC 28676-9263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST PALMETTO BANK
Jul 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LOCAL GOVERNMENT FEDERAL CREDIT UNT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Jul 23, 2021 · Amount on File
Deed Document Number	2026735292
Deed Book / Page	1981 / 817
Prior Transfer Date	Dec 17, 2015
Prior Transfer Doc	1541/0927
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 14, 2026
Property Address	263 THORNECLIFFE DR, STATE ROAD, NC 28676-9263
Document Number	0000735292
Book / Page	1981 / 817
Instrument Date	Jul 13, 2026
Instrument	2026735292
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	263 THORNECLIFFE DR, STATE ROAD, NC 28676-9263

Mortgage

Document Number	0000735293,
Date	Jul 14, 2026
Instrument	2026735293

Lender

Name	FIRST PALMETTO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 23, 2021
Property Address	263 THORNECLIFFE DR, STATE ROAD, NC 28676-9263
Document Number	1771/1044
Book / Page	1771 / 1044
Instrument Date	Jul 23, 2021
Instrument	686254
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 THORNECLIFFE DR, STATE ROAD, NC 28676-9263

Mortgage

Document Number	686255
Date	Jul 23, 2021
Instrument	686255

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,350.00 (+4.03%)	$270,850 (-17.54%) Land $20,000 Building $250,850	$270,850 (-17.54%) Land $20,000 Building $250,850
2025	$2,259.00 (+51.1%)	$328,460 (+21.27%) Land $20,000 Building $308,460	$328,460 (+21.27%) Land $20,000 Building $308,460
2023	$1,495.00	$270,850 Land $20,000 Building $250,850	$270,850 Land $20,000 Building $250,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Surry Telephone.

Cell Coverage

5G and 4G LTE (outdoors only)

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